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$435,000

3916 JUDSON DRIVE, LAND O LAKES, FL 34638

Active0 days on market

Beds

4

Baths

3

Sq Ft

1,821 sq ft

Year Built

2002

Lot Size

0.12 acres

Garage

2

About This Property

RARE FIND: Gated community living with a PRIVATE POOL and pond views! Welcome home to this fantastic 4-bedroom, 3-bathroom Land O' Lakes pool home built in 2002 in the gated Oakstead community, one of the area's most desirable communities, located in the Pasco County School District. It sits right on a peaceful pond with 1,821 square feet of comfortable living space featuring zero carpet, a formal living and dining area, a large open kitchen with a breakfast bar, and a smart split-bedroom layout offering a front guest suite with its own bath, two rear bedrooms sharing a Jack-and-Jill bath, and a private master retreat with a separate tub and shower. Built for peace of mind, this property includes steel storm shutters, a breaker box wired for a generator, and a natural gas line retrofitted for backup power, plus a 2022 HVAC and a roof replaced in 2021. Enjoy your own private saltwater pool right in the backyard, plus access to incredible resort-style amenities including a community saltwater pool, fitness center, sports courts, and playgrounds. The seller is offering a one-year home warranty and up to $5,000 in seller concessions with a full-price offer within 21 days, subject to lender and purchase-contract requirements. Pre-listing inspection report available upon request.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7889489
StatusActive
Year Built2002
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionOAKSTEAD PARCEL 4
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
LaundryIn Garage, Inside
WindowsBlinds
CoolingCentral Air
HeatingCentral
SecurityGated Community, Security System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System
Lot Size0.12 acres (5,227 sq ft)
Lot FeaturesIn County, Sidewalk
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesLighting

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$70 / Annually
Senior CommunityNo

Financial Details

List Price$435,000
Annual Taxes$4,218 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #2226180060003000200

Schools

ElementaryOakstead Elementary-PO
MiddleCharles S. Rushe Middle-PO
HighSunlake High School-PO

Directions

Take SR 54 west, turn right onto Oakstead Blvd, and follow it to the end. Cross over Lake Patience Rd into Hillington Pl, proceed through the gate, and turn left onto Judson Dr. The property will be on the right.

Location

3916 JUDSON DRIVE, LAND O LAKES, FL 34638

Listing Information

OfficeTROPIC SHORES REALTY LLC
ListedSeptember 15, 2026

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Home Price

$435,000

20% ($87,000)
6.75%

Loan Term

Principal & Interest$2,257
Property Tax (est.)$399
Insurance (est.)$150
Total Monthly$2,806
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $435,000 home in LAND O LAKES.

🏛️

FHA Loan

$15,225 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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