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$485,000

4108 DAISY DRIVE, HERNANDO BEACH, FL 34607

3D Tour
Active13 days on market

Beds

4

Baths

2

Sq Ft

1,624 sq ft

Year Built

1982

Lot Size

0.18 acres

Garage

—

About This Property

DIRECT GULF ACCESS + 4 BEDROOMS + POOL + 79 FEET OF WATERFRONT This is the Hernando Beach combination that is HARD TO FIND. No lift between you and the Gulf, room for everyone, your own POOL, and a backyard built around the water. And somehow, the inside might be just as good. What if you started your mornings with the SUNRISE pouring through the wall-to-wall glass doors in your kitchen... and ended every day with the SUNSET filling your living room through massive west-facing windows? This house gets both. Completely renovated and MOVE-IN READY, this 4-bedroom, 2-bathroom home features a RENOVATED KITCHEN, updated bathrooms and TILE FLOORING THROUGHOUT. The kitchen opens to the water through an entire wall of sliding glass doors, while those oversized west-facing living room windows turn Florida sunsets into part of the house every night. Outside, you have 79 FEET OF CANAL FRONTAGE, a 79-foot seawall, LARGE FLOATING DOCK, BOAT DRY DOCK, POOL, OUTDOOR KITCHEN and privacy FENCE installed in 2020. The ROOF and GARAGE DOOR were both replaced in 2024. And then there's the feature that really separates this home >>> DIRECT GULF ACCESS. It's a short ride to the channel and OPEN GULF WATERS. Go fishing or scalloping. Run out to the sandbar. Kayak the Weeki Wachee River. Bike to the Weeki Wachee Preserve. Take the golf cart to the Lazy Lizard or Tiki Hut. Catch sunset at Pine Island and do it all over again tomorrow. 4 BEDROOMS. POOL. SUNRISE IN THE KITCHEN. SUNSET IN THE LIVING ROOM. YOUR BOAT IN THE BACKYARD. DIRECT GULF ACCESS. What more do you need??!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7889498
StatusActive
Year Built1982
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionHERNANDO BEACH
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringTile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorHurricane Shutters, Outdoor Grill, Outdoor Kitchen, Sliding Doors
Lot Size0.18 acres (7,900 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesAbove Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$485,000
Annual Taxes$6,252 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningR1B
Parcel #R1322316234010200020

Schools

ElementaryWestside Elementary-HN
MiddleFox Chapel Middle School
HighWeeki Wachee High School

Directions

Shoal Line Rd to Companaro Entra west to Daisy Drive, Right , 2nd house on the right.

Location

4108 DAISY DRIVE, HERNANDO BEACH, FL 34607

Listing Information

OfficeMERIDIAN REAL ESTATE
ListedSeptember 18, 2026

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Home Price

$485,000

20% ($97,000)
6.75%

Loan Term

Principal & Interest$2,517
Property Tax (est.)$445
Insurance (est.)$150
Total Monthly$3,111
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $485,000 home in HERNANDO BEACH.

🏛️

FHA Loan

$16,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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