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$699,000

11430 W WATERWAY DRIVE, HOMOSASSA, FL 34448

3D Tour
Active11 days on market

Beds

3

Baths

3

Sq Ft

2,506 sq ft

Year Built

1986

Lot Size

0.36 acres

Garage

2

About This Property

Price Improvement!!! High and Dry! Waterfront Paradise in Riverhaven Village! New roof May 2026! NEWLY ADDED Outdoor Entertainment Area featuring Elegant Pavers and Beautiful Slate! Waterfront Paradise in Riverhaven Village! New roof scheduled! Beautifully updated 2505 sf. 4-bedroom, 3-bath home featuring 80 feet of waterfront on the Grand Canal, complete with a covered 6,000 lb boat lift as well as docking for an additional boat! This exceptional property offers the perfect blend of modern luxury and serene coastal living. The thoughtfully remodeled interior showcases an open, airy floor plan filled with natural light throughout. The spacious kitchen and living areas flow seamlessly, creating an ideal space for entertaining or relaxing. This home features new windows and many high-end finishes. The main home had no water intrusion. Step outside to enjoy expansive decking with both open and shaded seating areas—just right for taking in the tranquil canal views and true Florida lifestyle. Additional highlights include a massive 2-car garage with high ceilings and ample storage. Optional social membership available. Conveniently located near shopping, with easy access by golf cart or boat to several local restaurants. Experience Nature Coast living at its finest!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7889768
StatusActive
Year Built1986
Stories1
Total Rooms4
ConstructionBlock
RoofOther
FoundationBlock
FacesEast
SubdivisionRIVERHAVEN VILLAGE REP
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorSliding Doors
Lot Size0.36 acres (15,696 sq ft)
Lot Dimensions80 x 167
Road SurfaceAsphalt, Paved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Brackish

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$180 / Annually
Senior CommunityNo

Financial Details

List Price$699,000
Annual Taxes$3,447 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningCLR
Parcel #16E19S250020004000100

Schools

ElementaryHomosassa Elementary School
MiddleCrystal River Middle School
HighCrystal River High School

Directions

From US Highway 19 in Homosassa go West on Halls River Rd, travel 4 miles to W Riverhaven Dr. turn Right into the entrance of Riverhaven Village. Make your first Right onto W Waterway Dr. follow around to the home, on the left.

Location

11430 W WATERWAY DRIVE, HOMOSASSA, FL 34448

Listing Information

OfficeBINGHAM REALTY INC
ListedSeptember 25, 2026

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Home Price

$699,000

20% ($139,800)
6.75%

Loan Term

Principal & Interest$3,627
Property Tax (est.)$641
Insurance (est.)$150
Total Monthly$4,418
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $699,000 home in HOMOSASSA.

🏛️

FHA Loan

$24,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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