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$240,000

1310 SHADY COVE ROAD W, HAINES CITY, FL 33844

3D Tour
Active10 days on market

Beds

3

Baths

2

Sq Ft

1,792 sq ft

Year Built

2024

Lot Size

0.26 acres

Garage

,

About This Property

No HOA on this spacious property with Lakeview and beautiful sunsets! There’s three bedroom two bath open floor plan Will wow you as soon as you walkin the door with the high ceilings and open floor plan. With the8‘ x 4‘ island you have plenty of room to whip up amazing meals on your gas range. You will have plenty of storage in the huge laundry room and separate pantry. All bedrooms are very spacious and will give you plenty of room Rome. The neighbors look out for each other, but are not the nosey type. If you love to fish or be on the lake, then this is a place for you with a boat ramp right down the street and you sit on your front porch and enjoy a peek at the water and some amazing sunsets! If you need more storage, then there is a custom built workshop that is 490 ft.² with a carport on each side. It may say manufactured home but the minute you walk inside, you will not believe that it is a manufactured home.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #W7889868
StatusActive
Year Built2024
Total Rooms9
ConstructionOther
RoofShingle
FoundationCrawlspace
FacesEast
SubdivisionACREAGE
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorSplit Bedroom, Vaulted Ceiling(s)
FlooringCarpet, Laminate
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsDouble Pane Windows
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorOther
FencingWood
Lot Size0.26 acres (11,278 sq ft)
Road SurfaceOther
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesFiber Optics, Propane

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$240,000
Annual Taxes$3,804 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningRC
Parcel #282731000000022250

Directions

From Highway 27 turn east on County Road 544. Turn left on Lake Marion Road. Left on Shady Cove Road West. House is on left.

Location

1310 SHADY COVE ROAD W, HAINES CITY, FL 33844

Listing Information

OfficeLISTWITHFREEDOM.COM
ListedSeptember 26, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$240,000

20% ($48,000)
6.75%

Loan Term

Principal & Interest$1,245
Property Tax (est.)$220
Insurance (est.)$150
Total Monthly$1,615
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How to Buy This Home

Multiple financing options available for this $240,000 home in HAINES CITY.

🏛️

FHA Loan

$8,400 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 27, 2026.

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