$499,000
5046 CEDARBROOK LANE, HERNANDO BEACH, FL 34607
Beds
3
Baths
1
Sq Ft
1,056 sq ft
Year Built
2003
Lot Size
0.28 acres
Garage
,
About This Property
LIVE THE FLORIDA WATERFRONT LIFESTYLE-Turnkey stilt home offers DIRECT GULF ACCESS from your own backyard. Hop on the boat and be out in the Gulf in minutes! Built in 2003, this coastal retreat is perfectly suited as a full-time residence, weekend getaway, or investment property. Boaters will love the PRIVATE BOAT RAMP. 155 feet of seawall, boat lift, floating dock & gazebo, everything is ready for days spent fishing, cruising, scalloping and exploring Florida’s beautiful Gulf Coast. Relax on the spacious deck & watch the boats glide through the canal, gather around the firepit in the evening, or enjoy the gazebo after a day on the water. The large rear parking pad offers plenty of additional outdoor space and ROOM FOR A POOL to create your ultimate Florida backyard oasis.Under-building parking accommodates up to 3 cars tandem, plus additional space for a golf cart and all your coastal toys. Metal Roof recovered in 2020 and HVAC 2024.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Shoal Line Blvd travel North onto Calienta St which merges into Eagle Nest Dr, Left onto Cedarbrook Ln. Property will be on your left.
Location
5046 CEDARBROOK LANE, HERNANDO BEACH, FL 34607
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$499,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $499,000 home in HERNANDO BEACH.
🏛️
FHA Loan
$17,465 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$24,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.