$430,000
504 OMAHA STREET, PALM HARBOR, FL 34683
Beds
3
Baths
3
Sq Ft
1,404 sq ft
Year Built
1963
Lot Size
0.16 acres
Garage
—
About This Property
Welcome to this beautifully updated home that combines everyday comfort with the laid-back Florida lifestyle buyers are looking for. This one-story 3-bedroom, 2.5-bath residence offers approximately 1,404 square feet of living space on an oversized lot, with the added benefit of no HOA and convenient access to some of Palm Harbor’s most popular destinations. Inside, the home offers a bright and welcoming layout with ceramic tile flooring throughout, an open kitchen and family room, granite countertops, solid wood cabinetry, newer appliances, and updated lighting. The flexible bonus area provides extra space that can easily adapt to your needs as a home office, study, playroom, or comfortable second living area. The home has been thoughtfully updated with a 2019 roof, 2023 A/C, fresh interior paint, renovated bathrooms, newer appliances, and other improvements, allowing you to move in and enjoy the home without taking on a long list of immediate projects. Outside is where this property really shines. The oversized, vinyl-fenced backyard includes a spacious patio and an extended concrete area with electrical already available for a future hot tub. A separate pre-plumbed water and sewer connection provides additional possibilities for a future shed, workshop, or private hobby space. The double-gated entry and expanded concrete parking also provide plenty of room for a boat, trailer, recreational toys, or additional vehicles. Location is another major highlight. The property is located in Flood Zone X and offers the freedom of no HOA restrictions. Palm Harbor University High School, an A-rated school, is less than 1 mile away. Enjoy being approximately 4 miles from the award-winning Honeymoon Island State Park and beach, offering easy access to beautiful Gulf Coast scenery, sandy beaches, and outdoor recreation. Tampa International Airport is approximately 18 miles away, making travel and airport access convenient. If you’re looking for an updated Palm Harbor home with a spacious lot, generous parking, no HOA, flexible outdoor space, convenient access to an A-rated high school, beautiful beaches, and Tampa International Airport, this home offers an ideal combination of comfort, location, and Florida coastal living.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
FROM TAMPA ROAD,NORTH ON OMAHA STREET.HOME IS ON THE RIGHT
Location
504 OMAHA STREET, PALM HARBOR, FL 34683
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$430,000
Loan Term
How to Buy This Home
Multiple financing options available for this $430,000 home in PALM HARBOR.
🏛️
FHA Loan
$15,050 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.