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$349,999

1354 S LOTUS DRIVE, DUNEDIN, FL 34698

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,433 sq ft

Year Built

1958

Lot Size

0.16 acres

Garage

2

About This Property

This may be the best value in Dunedin: a single-family house on its own lot for under $350,000, with 2 bedrooms plus a bonus room (possible third bedroom, guest room, office or Florida room), 2 full baths, an attached 2-car garage and 1,432 sq ft under air, bonus room included. No HOA. No CDD. Flood Zone X. No known sinkhole issues. At the time of listing, no other single-family home for sale in Dunedin offers all of that under $350,000. Smaller Dunedin homes with a carport or no garage are listed for more. The money went where it counts: supply lines repiped in 2020, roof replaced in December 2015, fresh exterior paint in 2025 and fresh interior paint in 2026, kitchen cabinets included. Washer and dryer are included, the yard is fenced, and the garage fits a car and a golf cart with room to spare. You are a mile and a half from downtown Dunedin, with the Pinellas Trail, the Dunedin Causeway and Honeymoon Island a short drive away. Move in and enjoy the Dunedin charm as it is, or make it your own over time.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7890048
StatusActive
Year Built1958
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionSUNNY RIDGE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Thermostat
FlooringCeramic Tile, Laminate
AppliancesBuilt-In Oven, Dryer, Electric Water Heater, Range Hood, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorPrivate Mailbox
FencingFenced
Lot Size0.16 acres (7,000 sq ft)
Lot Dimensions70 x 100
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$349,999
Annual Taxes$4,348 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #262815869760040150

Schools

ElementaryGarrison-Jones Elementary-PN
MiddleDunedin Highland Middle-PN
HighDunedin High-PN

Directions

Main Street turn onto Lake Haven Road. Turn right onto lotus Drive.

Location

1354 S LOTUS DRIVE, DUNEDIN, FL 34698

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedOctober 3, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$349,999

20% ($70,000)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,287
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $349,999 home in DUNEDIN.

🏛️

FHA Loan

$12,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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