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$209,000

906 OAK STREET, INVERNESS, FL 34452

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,124 sq ft

Year Built

1998

Lot Size

0.22 acres

Garage

—

About This Property

A little space to spread out, a fenced yard to enjoy, and a home that’s a manageable size—906 Oak St in Inverness, Florida, brings those everyday comforts together. This 3-bedroom, 2-bath home offers 1,124 square feet of living space, an attached one-car garage, and a newer roof. The covered front entry and colorful landscaping make for a welcoming arrival. Three bedrooms give you flexibility for overnight guests, working from home, or keeping a room for your favorite hobbies. Whether you’re buying your first home or looking to downsize, you have options without taking on a lot of extra space. Outside, the fenced yard offers room for pets to play, gardening, or setting up a place to relax on the weekend. The 9,600-square-foot lot gives you outdoor space to make your own, while the irrigation system helps with watering. Inverness is a place where you can enjoy downtown restaurants and shops, spend an afternoon by Lake Henderson at Liberty Park, or head out for a walk or bike ride on the Withlacoochee State Trail. If you’re looking for a home with useful space inside, a yard outside, and a town that gives you reasons to get out and explore, this one is worth seeing.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7890115
StatusActive
Year Built1998
Stories1
Total Rooms7
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionINVERNESS HIGHLANDS SOUTH
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s)
FlooringVinyl
AppliancesDisposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Yard, Rain Gutters
FencingFenced, Wood
Lot Size0.22 acres (9,600 sq ft)
Lot Dimensions80 x 120
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$209,000
Annual Taxes$2,521 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMDR
Parcel #20E19S210020023500220

Schools

ElementaryInverness Primary School
MiddleInverness Middle School
HighCitrus High School

Directions

From US-41, head east on E Gulf to Lake Hwy, turn onto S Apopka Ave, then right onto E Oak St. Continue to 906 Oak St.

Location

906 OAK STREET, INVERNESS, FL 34452

Listing Information

OfficeHOMAN REALTY GROUP INC
ListedOctober 14, 2026

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Home Price

$209,000

20% ($41,800)
6.75%

Loan Term

Principal & Interest$1,084
Property Tax (est.)$192
Insurance (est.)$150
Total Monthly$1,426
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $209,000 home in INVERNESS.

🏛️

FHA Loan

$7,315 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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