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- Hernando Beach Homes for Sale
- 4191 CAMELIA DRIVE
$715,000
4191 CAMELIA DRIVE, HERNANDO BEACH, FL 34607
Beds
3
Baths
4
Sq Ft
2,532 sq ft
Year Built
1991
Lot Size
0.16 acres
Garage
3
About This Property
"One or more photos have been virtually staged" . DIRECT GULF ACCESS! OVERSIZED CORNER LOT, WEST-FACING SUNSET VIEWS, AND PARTIAL GULF VIEWS from the third level! This spacious three-story home offers 2,532 SF of air-conditioned living space on the second and third levels, 3 bedrooms (with potential for more), 2 full baths, and 2 half baths. A decorative stamped driveway and grand staircase lead to the double-door entry on the second level. The inviting great room design includes formal living and dining rooms and a family room with a gas-burning fireplace. The kitchen features white cabinetry, Corian countertops, an L-shaped island with breakfast bar, and an adjoining breakfast nook. Wall-to-wall family room windows showcase water views and fill the space with natural light. A bay window highlights the formal living room, while French doors from the dining room open to the Florida room, with sliders leading to the wraparound porch extending around the entire second level. A half bath completes this level. Need more bedrooms? The flexible layout offers opportunities to create additional bedrooms . The third floor opens to a flex space with a custom window framing water views, ideal for a desk or sitting area. The spacious primary suite features sliding glass doors to a balcony overlooking the Gulf, perfect for sunset views. The primary bath offers double sinks, ample cabinetry and counter space, a soaking tub, a walk-in shower with floor-to-ceiling tile and custom glass door, and a walk-in closet. Two additional bedrooms feature water views and walk-in closets; one has sliders to the back balcony. The guest bath includes a tub/shower combination, tile flooring, and a vanity with seamless sink. The ground level features an open space with a ½ bath, a 3-car garage with a front-facing 2-car garage and separate side-entry garage with its own driveway, plus ample storage space. Outside enjoy covered and uncovered patios, lush landscaping, room for a pool, and a private canal with 77 feet of waterfront, a davit for a small boat or jet skis, and a stationary dock. 2026 updates include fresh interior paint, vinyl flooring throughout (no carpet), and a new hot water heater. Additional features include AC (2020), newer double-pane sliders, impact windows, and a 2023 roof. Reported homeowners insurance: $1,827 per year. Located in the vibrant Hernando Beach Waterfront Community surrounded entirely by the Weeki Wachee Preserve and the GULF, residents enjoy hiking, boating, kayaking, paddleboarding, and fishing. The area is GOLF CART FRIENDLY, allows SHORT-TERM RENTALS, and has NO HOA, CDD or DEED RESTRICTIONS, making it ideal for full-time living, a vacation home, or a high-performing investment property.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Shoal Line Blvd North to left on Companero Entra to right on Camelia home on left side of street
Location
4191 CAMELIA DRIVE, HERNANDO BEACH, FL 34607
Listing Information
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Home Price
$715,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $715,000 home in HERNANDO BEACH.
🏛️
FHA Loan
$25,025 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$35,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.