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$439,000

3040 BELCHER ROAD, DUNEDIN, FL 34698

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,563 sq ft

Year Built

2021

Lot Size

0.15 acres

Garage

0

About This Property

Welcome to this beautifully designed 2021-built home in Dunedin, offering modern construction, energy-efficient features, and the freedom of no HOA or CDD fees! This 3-bedroom, 2-bathroom home features an inviting open-concept floor plan that seamlessly connects the kitchen, dining, and living areas, creating an ideal space for both everyday living and entertaining. The kitchen features stainless steel appliances and a reverse osmosis water filtration system, adding convenience and functionality to the heart of the home. The thoughtfully designed split-bedroom layout provides added privacy for the primary suite, while two additional bedrooms offer versatility for guests, a home office, or additional living space. Built with superior rigid foam-cell insulation, the home offers enhanced energy efficiency, moisture resistance, and year-round comfort. Impact-resistant, hurricane-rated windows and exterior doors provide added protection and peace of mind. Step outside to a FULLY FENCED backyard offering space to relax, entertain, or enjoy the Florida sunshine. Conveniently located near US-19, you'll have easy access to shopping, dining, parks, beautiful Gulf beaches, and major commuting routes throughout Pinellas County. Just a short drive from Downtown Dunedin, you can enjoy waterfront dining, local shops, and community events. With newer construction, modern features, and a desirable Dunedin location, this home offers an excellent opportunity to enjoy the Florida lifestyle!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7890317
StatusActive
Year Built2021
Stories1
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionNEW ATHENS CITY
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Crown Molding, Open Floorplan, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLaminate, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsBlinds, Storm Window(s), Window Treatments
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Sidewalk
FencingFenced, Vinyl, Wood
Lot Size0.15 acres (6,843 sq ft)
Lot Dimensions64 x 109
Lot FeaturesCity Lot
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public, Sewer Connected, Water Available, Water Connected

Parking

GarageYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$439,000
Annual Taxes$7,788 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-60
Parcel #242815597600010010

Schools

ElementaryGarrison-Jones Elementary-PN
MiddlePalm Harbor Middle-PN
HighDunedin High-PN

Directions

From Main St (SR-580), head north on Belcher Rd. Continue past Solon Ave. Property is located on the west (left) side of Belcher Rd.

Location

3040 BELCHER ROAD, DUNEDIN, FL 34698

Listing Information

OfficeRE/MAX ALLIANCE GROUP
ListedOctober 16, 2026

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Home Price

$439,000

20% ($87,800)
6.75%

Loan Term

Principal & Interest$2,278
Property Tax (est.)$402
Insurance (est.)$150
Total Monthly$2,830
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $439,000 home in DUNEDIN.

🏛️

FHA Loan

$15,365 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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