$549,999
18410 STERLING SILVER CIRCLE, LUTZ, FL 33549
Beds
3
Baths
3
Sq Ft
1,950 sq ft
Year Built
1978
Lot Size
0.36 acres
Garage
0
About This Property
Welcome to this charming, updated 3-bedroom, 2.5-bathroom home in the highly desirable Lutz area with no CDD or HOA.. Featuring a comfortable open-concept layout and a kitchen with sleek quartz countertops, this home blends comfort with contemporary style. Luxury vinyl flooring flows seamlessly through the family room, kitchen, and dining area. The spacious primary suite offers a generous walk-in closet and a private balcony overlooking the beautiful backyard and sparkling pool. Newly replaced insulation, new impact windows, and French and sliding doors add energy efficiency and peace of mind for years to come. Step outside to a spacious backyard, an inviting pool, and a covered back porch, perfect for morning coffee or afternoon relaxation surrounded by serene natural views. Just minutes from major roads, this home offers the ideal balance of tranquility and convenience in a prime location. Move-in ready, this gem won't last long. Schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From US 41 turn East on Sunset lane, then south on swan lake then right on Sterling Silver Cir.
Location
18410 STERLING SILVER CIRCLE, LUTZ, FL 33549
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$549,999
Loan Term
How to Buy This Home
Multiple financing options available for this $549,999 home in LUTZ.
🏛️
FHA Loan
$19,250 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$27,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.