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$649,000

3138 BLUFF BOULEVARD, HOLIDAY, FL 34691

3D Tour
Active3 days on market

Beds

2

Baths

3

Sq Ft

1,956 sq ft

Year Built

1968

Lot Size

0.40 acres

Garage

0

About This Property

GULF ACCESS AND AN OVERSIZED, ELEVATED WATERFRONT LOT IN BAILEYS BLUFF ESTATES! Discover waterfront living in Baileys Bluff Estates, a coastal community known for boating, fishing, and a relaxed Florida lifestyle. Set on an impressive 0.40-acre waterfront lot, this property features a residence positioned on the lot’s highest point, along with a seawall, existing dock, and space for a potential boat lift. The distinctive multi-level design takes advantage of the property’s natural elevation. The main living area offers comfortable living spaces, while the former lower-level garage has been converted into a flexible space with bathroom, spacious recreation room, and laundry area—ideal for guests, entertaining. This lower level got 4" of water during hurricane Helene. The expansive lot provides room to create a tropical retreat, outdoor entertaining area, or peaceful waterfront escape. Shopping, dining, beaches, a recreation center, and numerous parks are just a short drive away. THE REAL VALUE IS THE LOCATION! BRING YOUR BOAT AND MAKE YOUR WATERFRONT DREAMS A REALITY!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7890393
StatusActive
Year Built1968
Stories2
Total Rooms5
ConstructionBlock
RoofBuilt-Up, Shingle
FoundationBasement, Slab
FacesWest
SubdivisionBAILEYS BLUFF ESTATES
CountyPasco
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Laminate Counters, Open Floorplan, Primary Bedroom Main Floor
FlooringCeramic Tile, Engineered Hardwood
AppliancesBuilt-In Oven, Cooktop, Dryer, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Washer Hookup
WindowsAluminum Frames
CoolingCentral Air, Wall/Window Unit(s)
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorSliding Doors
Lot Size0.40 acres (17,600 sq ft)
Lot FeaturesIn County, Near Marina, Oversized Lot, Rectangular Lot, Rolling Slope, Street Dead-End
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesGulf/Ocean Front, Waterfront, Bayou, Lagoon

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$649,000
Annual Taxes$8,191 (2025)
FinancingCash, Conventional, Trade
ZoningR2
Parcel #152623002.0000.00024.0

Schools

ElementaryGulf Trace Elementary
MiddlePaul R. Smith Middle-PO
HighAnclote High-PO

Directions

US 19 West on Gulf Trace Blvd to Strauber Memorial Hwy turn left to Stop sign then right on Pineview go straight then turn left on Bluff Blvd, the home will be on the left.

Location

3138 BLUFF BOULEVARD, HOLIDAY, FL 34691

Listing Information

OfficeRE/MAX ALLIANCE GROUP
ListedOctober 19, 2026

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Home Price

$649,000

20% ($129,800)
6.75%

Loan Term

Principal & Interest$3,368
Property Tax (est.)$595
Insurance (est.)$150
Total Monthly$4,112
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $649,000 home in HOLIDAY.

🏦

Conventional

$32,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.

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