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$298,000

5850 MONTANA AVENUE, NEW PORT RICHEY, FL 34652

3D Tour
Active3 days on market

Beds

3

Baths

1

Sq Ft

1,120 sq ft

Year Built

1927

Lot Size

0.13 acres

Garage

0

About This Property

Historic Downtown Masterpiece! High and Dry, 3-Bedroom with 400 SOFT Lofted Garage and Whole-House Generator! Steeped in authentic character and completely reimagined for modern coastal living, this stunning 3-bedroom historic residence sits high and dry outside the flood zone - just a peaceful, 5-minute walk to the vibrant heart of downtown New Port Richey and Sims Park. The sweet spot, where everyone wants to be. It sits right in a two-block walk to everything downtown. Uparalleled peace of mind comes standard here, featuring a newer roof (2 years old), updated mechanics, and a whole-house generator for absolute storm readiness. Step inside to soaring 9-foot ceilings, a cozy focal-point fireplace, a dedicated formal dining room, and an abundance of massive windows bathing the home in rich natural light. The interior shines with freshly refinished original hardwood floors, all-new light fixtures, and brand-new premium carpet in the bedrooms. A true labor of love, all 13 historically weighted-sash windows have been meticulously dismantled, fully restored to seamless operation, and masterfully rebuilt to preserve the homes architectural soul. Beyond the main home sits your ultimate backyard asset: a massive, 400-square-foot detached garage featuring full electric, power and water with a spacious upper loft-perfect for a premium workshop, home office, or hobbyist haven. This space is ripe for an effortless conversion into an income-producing ADU/Airbnb or guest house. Delivering historic prestige, massive utility, and zero monthly flood insurance overhead, this rare downtown package is the finest character, "Craftsman house" in North Park!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7890430
StatusActive
Year Built1927
Total Rooms6
ConstructionWood Frame
RoofShingle
FoundationPillar/Post/Pier
FacesNorth
SubdivisionCITY OF NEW PORT RICHEY
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen
FlooringHardwood
AppliancesRange Hood, Refrigerator, Tankless Water Heater
LaundryIn Garage
WindowsWood Frames
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorAwning(s)
Lot Size0.13 acres (5,590 sq ft)
Lot FeaturesCity Lot, Level, Near Public Transit, Private
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Street Lights

Parking

GarageYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$298,000
Annual Taxes$3,193 (2025)
FinancingCash, Conventional, FHA
Zoning0MF1
Parcel #0526160030123000010

Schools

ElementaryRichey Elementary School
MiddleGulf Middle-PO
HighGulf High-PO

Directions

East on Main right on Grand then left on Montana.

Location

5850 MONTANA AVENUE, NEW PORT RICHEY, FL 34652

Listing Information

OfficeRITA HILL REAL ESTATE
ListedOctober 22, 2026

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Home Price

$298,000

20% ($59,600)
6.75%

Loan Term

Principal & Interest$1,546
Property Tax (est.)$273
Insurance (est.)$150
Total Monthly$1,969
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $298,000 home in NEW PORT RICHEY.

🏛️

FHA Loan

$10,430 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$14,900 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 25, 2026.

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