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$395,000

20 BONNIE COURT S, HOMOSASSA, FL 34446

3D Tour
Active0 days on market

Beds

4

Baths

3

Sq Ft

2,268 sq ft

Year Built

1997

Lot Size

0.28 acres

Garage

3

About This Property

This 4-bedroom, 3-bathroom, 3-car garage pool home in Sugarmill Woods – Cypress Village is located on a quiet cul-de-sac and nestled on a desirable .28-acre lot. While it awaits your personal design touches and updates, this spacious property offers incredible potential in a highly sought-after neighborhood. Enter through the double-door entry into a bright and spacious open floor plan designed to impress. A versatile flex room provides the ultimate adaptability to suit your lifestyle—serving beautifully as a formal dining area, a private home office, or a quiet den. The expansive living room features massive sliding glass doors that frame views of the pool and open directly to the lanai. At the heart of the home, the chef’s kitchen is equipped with an extended breakfast bar, a convenient pass-through window to the lanai, and a cozy eat-in nook. The kitchen flows effortlessly into a welcoming family room, with a warm gas fireplace—ideal for relaxed evenings. This thoughtful layout features two master suites, offering incredible versatility for an in-law setup, long-term guests, or older children who want their own space. The main primary master suite is a private retreat boasting direct lanai access, pool views, a large walk-in closet, and a spa-like en suite bath complete with dual vanities, a separate tiled shower, and a relaxing jacuzzi tub. The second master suite also features a walk-in closet, direct pool access, and its own private bathroom with a tiled shower. Two additional roomy guest bedrooms share a well-appointed third bathroom. A dedicated laundry room completes the interior, fully equipped with a washer and dryer, a utility sink, and extensive cabinetry for storage. Step outside to experience Florida living at its absolute finest. The extended, fully screened lanai features a sparkling, solar-heated pool, all set against a peaceful, naturally wooded greenbelt backdrop. With its prime cul-de-sac positioning, no rear neighbors, and serene nature views, this backyard sanctuary is the ultimate private setting for entertaining friends or soaking up the sun. Adding to your peace of mind, the home comes complete with great mechanical bones, featuring a brand-new water heater and AC 2017. Living in Sugarmill Woods provides a premium lifestyle with access to exceptional community amenities, including optional country club memberships featuring championship golf courses, a fitness center, tennis and pickleball courts, and a community pool. You are just minutes away from local shopping and dining at the Shoppes of Sugarmill Woods, as well as world-class outdoor recreation like Homosassa Springs and Crystal River for endless kayaking, boating, and manatee viewing. Perfectly situated for both lifestyle and convenience, you’re just minutes from Homosassa Springs and Spring Hill, with easy access to both saltwater and freshwater recreation, including boating, fishing, and kayaking. Plus, with direct, close access to the Suncoast Parkway, you can enjoy an effortless, traffic-free commute south to Tampa Airport and Orlando is approximately 90 minutes away. NO SIGHT UNSEEN OFFERS WILL BE CONSIDERED.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7890454
StatusActive
Year Built1997
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionSUGARMILL WOODS CYPRESS VILLAGE
CountyCitrus
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom
FlooringLuxury Vinyl
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorRain Gutters, Sliding Doors
Lot Size0.28 acres (12,001 sq ft)
Lot Dimensions71 x 120
Lot FeaturesCul-De-Sac
Road SurfacePaved
ViewPool

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Gunite, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$165 / Annually
Senior CommunityNo

Financial Details

List Price$395,000
Annual Taxes$4,294 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDR
Parcel #18E20S130010007300140

Schools

ElementaryLecanto Primary School
MiddleLecanto Middle School
HighLecanto High School

Directions

CORKWOOD TO BONNIE TO BONNIE CT

Location

20 BONNIE COURT S, HOMOSASSA, FL 34446

Listing Information

OfficeRE/MAX MARKETING SPECIALISTS
ListedOctober 21, 2026

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Home Price

$395,000

20% ($79,000)
6.75%

Loan Term

Principal & Interest$2,050
Property Tax (est.)$362
Insurance (est.)$150
Total Monthly$2,562
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $395,000 home in HOMOSASSA.

🏛️

FHA Loan

$13,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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