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$525,000

4532 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,300 sq ft

Year Built

1962

Lot Size

0.14 acres

Garage

0

About This Property

Virtually Staged. A boater’s dream with beautiful canal views and amazing sunsets from the floating dock! This meticulously maintained two-bedroom, two-bath waterfront home in Gulf Harbors’ Flor-A-Mar community invites you to enjoy the Florida lifestyle with a screened pool, heated spillover spa, and 10,000-pound boat lift. Beautifully cared for inside and out, the home features thoughtful storage solutions that make excellent use of the available space. Inside, beautiful tile floors and crown molding in the living room complement an updated kitchen featuring granite countertops, stainless steel appliances, and a center island. The spacious rear Florida room showcases vaulted ceilings, abundant natural light, and views of the pool and spa. Two sets of sliding glass doors connect the interior to the screened outdoor living area, making entertaining easy. The primary suite offers both a walk-in closet and a separate additional closet, along with an updated en suite bathroom featuring a walk-in shower. The updated guest bathroom includes a tub/shower combination. Impact windows, an inside laundry room, and a whole-home water softener add everyday convenience. Spend your afternoons beside the pool, unwind in the propane-heated spa, or rinse off in the outdoor shower after time on the water. A grilling area along one side of the home makes outdoor meals convenient. Enjoy waterfront seating along the seawall, a stationary dock, and a floating dock looking directly down the canal—the perfect spot to watch the sunset. A covered carport and extended paver parking pad provide ample off-street parking, while a wide side gate offers access for golf cart storage behind the white PVC fence. Concrete and paver surfaces along both sides of the home, exterior storage closets on each side, and additional storage bins keep boating gear and outdoor essentials organized. Newer updated include: HVAC 2025, Spa heater 2025, Range, dishwasher. Enjoy life in a golf cart community with private beach club membership available. Come live the Florida dream!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7890510
StatusActive
Year Built1962
Stories1
Total Rooms9
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionFLOR A MAR
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, Living Room/Dining Room Combo
FlooringTile
AppliancesDishwasher, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Water Softener
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsWindow Treatments
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox, Rain Gutters, Sliding Doors
FencingVinyl
Lot Size0.14 acres (6,000 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Gunite, Heated
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesCanal Front, Waterfront, Canal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$125 / Annually
Senior CommunityNo

Financial Details

List Price$525,000
Annual Taxes$3,700 (2025)
FinancingCash, Conventional
ZoningR4
Parcel #1626070020007000110

Directions

Head NORTH on US Highway 19 towards New Port Richey and turn left onto Floramar Terrace. Follow for a little over a half a mile and the property will be on the left.

Location

4532 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM HARBOR
ListedOctober 30, 2026

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Home Price

$525,000

20% ($105,000)
6.75%

Loan Term

Principal & Interest$2,724
Property Tax (est.)$481
Insurance (est.)$150
Total Monthly$3,355
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How to Buy This Home

Multiple financing options available for this $525,000 home in NEW PORT RICHEY.

🏦

Conventional

$26,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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