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$769,000

2103 HARBOUR WATCH DRIVE, TARPON SPRINGS, FL 34689

Active0 days on market

Beds

3

Baths

3

Sq Ft

2,623 sq ft

Year Built

1994

Lot Size

0.24 acres

Garage

0

About This Property

Peaceful pond views, inviting outdoor spaces, and a thoughtfully arranged floor plan make this Harbour Watch home stand out. Offering 3 bedrooms, 2.5 baths, and a separate office, this elevated coastal home welcomes you with mature landscaping, a broad front staircase, and a covered front porch. Inside, wood floors, high ceilings, crown molding, and plantation shutters create a warm, finished feel. The spacious living room features a fireplace flanked by built-in shelving and cabinetry, with French doors opening to the covered rear balcony overlooking the water. A separate dining area provides room for gatherings, while the office features French doors and built-in bookshelves. All windows and doors are "impact" (brand is Pella). New garage door installed in 2024. Roof is 2016, HVAC is 2020, Gas Tankless Water Heater 2017. The kitchen combines white cabinetry, dark stone countertops, and a contrasting wood island with a gas cooktop. Stainless steel appliances, a wall oven, pantry storage, and a bright breakfast nook overlooking the pond make the space as practical as it is welcoming. The split bedroom layout places the primary suite apart from the guest rooms. With water views, balcony access, two walk-in closets, and a spacious bathroom featuring dual sinks, a freestanding soaking tub, and a glass-enclosed shower, the primary suite offers a comfortable retreat. An indoor laundry room with a utility sink adds everyday convenience. Enjoy morning coffee on the covered balcony or relax on the covered patio below, both overlooking the backyard and pond. An attached two-car garage completes the home. Harbour Watch occupies a scenic peninsula bordered by the Gulf and Anclote River, with a staffed entrance gate providing 24-hour controlled access. Residents enjoy a clubhouse with gathering spaces, a fitness center, kitchen, and billiards, along with a community pool and spa, tennis courts, playground, picnic areas, and a community fishing pier and waterfront gazebo. Fred Howard Park, Sunset Beach, the Pinellas Trail, downtown Tarpon Springs, and the historic Sponge Docks are all nearby, offering plenty of options for beaches, dining, shopping, and outdoor recreation.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7890841
StatusActive
Year Built1994
Stories2
Total Rooms11
ConstructionBlock, Wood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionPOINTE ALEXIS NORTH PH II
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorOther
FlooringEngineered Hardwood, Tile
AppliancesBuilt-In Oven, Dishwasher, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingBaseboard, Central
FireplaceYes ()

Exterior & Lot

ExteriorOther
Lot Size0.24 acres (10,663 sq ft)
Lot Dimensions99 x 121
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Natural Gas Connected

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$340 / Monthly
Senior CommunityNo

Financial Details

List Price$769,000
Annual Taxes$3,803 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #032715723880000660

Directions

From Alt. US 19, head west on Meres Boulevard. Turn right onto Florida Avenue, then left onto Riverside Drive. Turn right into Harbour Watch and proceed through the guard gate. Turn right at the stop sign, then left onto Harbour Watch Drive. Continue to 2103 Harbour Watch Drive.

Location

2103 HARBOUR WATCH DRIVE, TARPON SPRINGS, FL 34689

Listing Information

OfficeTARAPANI BANTHER & ASSOC LLC
ListedNovember 2, 2026

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Home Price

$769,000

20% ($153,800)
6.75%

Loan Term

Principal & Interest$3,990
Property Tax (est.)$705
Insurance (est.)$150
Total Monthly$4,845
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How to Buy This Home

Multiple financing options available for this $769,000 home in TARPON SPRINGS.

🏛️

FHA Loan

$26,915 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$38,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 2, 2026.

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