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$645,000

6200 FLOTILLA DRIVE UNIT 284, HOLMES BEACH, FL 34217

Active0 days on market

Beds

2

Baths

2

Sq Ft

985 sq ft

Year Built

1979

Lot Size

,

Garage

0

About This Property

This two bedroom, two bathroom, second floor unit has gorgeous open water views all the way to the Sunshine Bridge. Spacious landscaping, a rare feature with condo developments, compliments the water views. This tranquil oasis is just steps from City Hall, the public park and boat ramp. The property’s shoreline provides fishing opportunities, and the boat slips have direct access to the Gulf. Join the avid pickleball group or take your kayak through the sheltered channels to Bimini Bay and beyond. The Westbay III condominium association has some unheralded features. Built on dredgings from the surrounding canals, it enjoys the highest elevation on the island. Even ground floor units were well above the highest storm surge ever experienced. New roofs were installed on all buildings in 2025. The extensive shoreline is protected by mangroves, avoiding the major expense of maintaining a seawall. Although the majority of owners are seasonal residents there is a tight community spirit with owners ensuring the association remains fiscally sound with condo fees among the lowest for this property..

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #W7890917
StatusActive
Year Built1979
Stories2
Total Rooms4
ConstructionOther
RoofShingle
FoundationSlab
FacesEast
SubdivisionWESTBAY POINT & MOORINGS III
CountyManatee
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Walk-In Closet(s)
FlooringCarpet
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorOther
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Waterfront

WaterfrontYes
FeaturesBayou

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$645,000
Annual Taxes$7,315 (2025)
FinancingCash, Conventional, Trade, USDA Loan, VA Loan
ZoningR3
Parcel #7303909159

Directions

Follow Flotilla Drive. Take first drive on left after 68th St

Location

6200 FLOTILLA DRIVE UNIT 284, HOLMES BEACH, FL 34217

Listing Information

OfficeLISTWITHFREEDOM.COM
ListedNovember 4, 2026

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Home Price

$645,000

20% ($129,000)
6.75%

Loan Term

Principal & Interest$3,347
Property Tax (est.)$591
Insurance (est.)$150
Total Monthly$4,088
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How to Buy This Home

Multiple financing options available for this $645,000 home in HOLMES BEACH.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 4, 2026.

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