Skip to main content
1 / 34

$515,000

689 SHANKLIN AVENUE, BARTOW, FL 33830

3D Tour
Active1 days on market

Beds

4

Baths

4

Sq Ft

2,580 sq ft

Year Built

2022

Lot Size

0.29 acres

Garage

0

About This Property

PLUS A 5.75% ASSUMABLE FHA LOAN AVAILABLE! Take advantage of a highly attractive, below-market interest rate and potentially save hundreds on your monthly mortgage payment. Welcome to 689 Shanklin Ave in Bartow’s desirable, gated Square Lake community. Built in 2022, this beautifully maintained custom home offers 4 bedrooms, a dedicated home office, 3.5 bathrooms, and 2,566 sq. ft. of modern, one-level living space. Features include an open-concept floor plan, high ceilings, a spacious living area, and a gourmet kitchen with custom cabinetry, stone countertops, a large walk-in pantry, and an oversized island. The private owner’s suite features a luxurious en-suite bath and an oversized walk-in closet, while the smart split-bedroom layout ensures maximum privacy for family or guests. For those who work from home, the separate, dedicated office provides the perfect quiet sanctuary. Enjoy true Florida living on the covered rear patio overlooking the landscaped, fully irrigated 0.29-acre lot. The backyard is perfectly laid out with plenty of room to add a custom pool if desired. Beyond your own yard, residents enjoy exclusive private access to Square Lake for kayaking, paddleboarding, and fishing. Conveniently located near schools, shopping, dining, and major routes including the Polk Parkway and I-4. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #W7890991
StatusActive
Year Built2022
Total Rooms3
ConstructionBlock, Concrete
RoofShingle
FoundationBlock, Slab
FacesEast
SubdivisionSQUARE LAKE PH 01
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Sidewalk, Sliding Doors
FencingVinyl
Lot Size0.29 acres (12,624 sq ft)
Lot FeaturesLandscaped, Sidewalk
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$900 / Annually
Senior CommunityNo

Financial Details

List Price$515,000
Annual Taxes$6,421 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #253007406021000910

Directions

Heading Eat on Main street from 60 Turn Right on Woodlawn Ave Turn left on Square Lake Dr Turn Right on Shanklin Property is on the corner.

Location

689 SHANKLIN AVENUE, BARTOW, FL 33830

Listing Information

OfficeDALTON WADE INC
ListedNovember 9, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$515,000

20% ($103,000)
6.75%

Loan Term

Principal & Interest$2,672
Property Tax (est.)$472
Insurance (est.)$150
Total Monthly$3,294
Full Calculator →

How to Buy This Home

Multiple financing options available for this $515,000 home in BARTOW.

🏛️

FHA Loan

$18,025 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

More Homes in Bartow

More Homes in Bartow

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 10, 2026.

Call (813) 733-7907TextContact