$245,000
495 S OAK AVENUE, FORT MEADE, FL 33841
Beds
3
Baths
2
Sq Ft
1,220 sq ft
Year Built
2023
Lot Size
0.14 acres
Garage
1
About This Property
Under contract-accepting backup offers. Just when you thought a $250K budget meant you’d have to settle, this one proves otherwise. Built in 2023, this beautifully finished 3-bedroom, 2-bath home delivers the modern style, quality, and upgrades you’ve been searching for without stretching your budget. Step inside to a bright, open layout featuring granite countertops throughout, stainless steel appliances, tall baseboards, modern finishes, and a thoughtfully designed split-bedroom floor plan. The kitchen flows seamlessly into the main living space, making it perfect for everyday living and entertaining. The spacious primary suite offers a private bath with upgraded finishes, while two additional bedrooms provide plenty of flexibility for family, guests, or a home office. Newer construction, high-end finishes, and completely turnkey. No renovations, no settling, and no waiting on new construction. Just unpack and make it yours. If you’ve been searching under $250K and feeling like you have to compromise, this Fort Meade home might change your mind.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From US-17 in Fort Meade, turn onto E Broadway St, then turn south onto S Oak Ave. Continue on S Oak Ave to 495 S Oak Ave. Property will be on S Oak Ave. Use GPS for the most accurate route.
Location
495 S OAK AVENUE, FORT MEADE, FL 33841
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$245,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $245,000 home in FORT MEADE.
🏛️
FHA Loan
$8,575 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$12,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 17, 2026.