Quick Answer: Redington Shores property taxes run roughly 16-21 mills combined (county, school, town municipal, water management, fire/EMS). A $600,000 home with homestead exemption pays approximately $9,000-$11,000/year. Without homestead, add $800-$1,000/year. New buyers are assessed at current market value — the prior owner's tax bill does not predict yours. Call Barrett at (813) 733-7907 to review tax history on any specific property.
Redington Shores FL Property Taxes: Millage Rates, Homestead Exemption, and Tax Calculation Guide
Redington Shores FL Resources
How Are Property Taxes Calculated in Redington Shores FL?
Property taxes in Redington Shores are based on three components: (1) the assessed value set by the Pinellas County Property Appraiser, (2) applicable exemptions that reduce the taxable value, and (3) the combined millage rate set by all taxing authorities with jurisdiction over the property.
The formula is: (Assessed Value minus Exemptions) multiplied by (Total Millage Rate divided by 1,000). For a $600,000 property with $50,000 homestead exemption at 18 mills: ($600,000 minus $50,000) x (18/1,000) = $550,000 x 0.018 = $9,900/year.
Florida law requires the Property Appraiser to assess properties at 100% of market value as of January 1 each year, unless the property has an active homestead exemption that activates the Save Our Homes cap. New buyers should expect to be assessed at the full purchase price in the first full tax year after closing.
What Is the Millage Rate for Redington Shores FL?
Redington Shores is an incorporated municipality within Pinellas County, so property taxes include both county-level and town-level millage rates. The following table shows the typical components of the combined millage rate:
| Taxing Authority | Role | Approximate Millage Range |
|---|---|---|
| Pinellas County (General Fund) | County operations and services | 5.0 – 5.5 mills |
| Pinellas County School Board | Public school funding (operating and capital) | 7.0 – 7.5 mills |
| Town of Redington Shores (Municipal) | Local town services and operations | 2.0 – 4.0 mills |
| Southwest Florida Water Management District | Water resource management | 0.25 – 0.35 mills |
| Fire/EMS District | Emergency services | 1.5 – 2.5 mills |
| Combined Estimated Total | 16 – 20 mills |
Millage rates are set annually and can change. The figures above are representative ranges based on recent Pinellas County tax data. Verify the exact current millage rates for any specific property at pcpao.gov or by calling the Pinellas County Property Appraiser at (727) 464-3207 (315 Court Street, Clearwater).
Sample Property Tax Calculations for Redington Shores FL
The following calculations use an estimated 18 mills combined rate and are provided for illustration. Actual rates vary by year and specific property.
| Purchase Price | With Homestead Exemption | Without Homestead (Investment) | Monthly Tax Estimate (w/ homestead) |
|---|---|---|---|
| $400,000 | ~$6,300/yr (taxable $350K x 18 mills) | ~$7,200/yr ($400K x 18 mills) | ~$525/mo |
| $600,000 | ~$9,900/yr (taxable $550K x 18 mills) | ~$10,800/yr ($600K x 18 mills) | ~$825/mo |
| $800,000 | ~$13,500/yr (taxable $750K x 18 mills) | ~$14,400/yr ($800K x 18 mills) | ~$1,125/mo |
| $1,200,000 | ~$20,700/yr (taxable $1.15M x 18 mills) | ~$21,600/yr ($1.2M x 18 mills) | ~$1,725/mo |
| $2,000,000 | ~$35,100/yr (taxable $1.95M x 18 mills) | ~$36,000/yr ($2M x 18 mills) | ~$2,925/mo |
Disclaimer: These are estimates using 18 mills and standard homestead. Actual tax bills depend on the Property Appraiser's assessed value, the specific millage rate for your tax year, and any additional exemptions or special assessments. Always verify using pcpao.gov and the actual tax bills on record.
Homestead Exemption and Save Our Homes in Redington Shores
Florida's homestead exemption is one of the most valuable tax benefits available to primary homeowners. For Redington Shores residents who make the property their primary residence:
Standard homestead exemption: Reduces the assessed value by $25,000 for all levies (county, school, municipal, etc.) for assessed values above $25,000. An additional $25,000 exemption (for assessed values between $50,000 and $75,000) applies to all levies except the school board. Combined, the standard homestead exemption reduces taxable value by up to $50,000 for most properties.
Additional exemptions: Florida offers additional homestead exemptions for senior citizens (age 65+, income-limited), surviving spouses of veterans or first responders, and veterans with service-connected disabilities. Contact the Pinellas County Property Appraiser to determine eligibility.
Save Our Homes cap: Once homestead is established, the annual increase in assessed value is capped at 3% or the Consumer Price Index (CPI), whichever is lower. In a market where home values rise 10-15% per year, a long-term Redington Shores homeowner with homestead can see their assessed value — and therefore their tax bill — grow very slowly. A new buyer purchasing the same property will see it reassessed at current market value, which can result in a dramatically higher first-year tax bill compared to what the seller paid.
I consistently tell buyers: do not use the current owner's tax bill to estimate your future property taxes. Instead, calculate taxes based on your purchase price using the current millage rate. The current owner may have owned for 10-20 years with Save Our Homes keeping their assessed value far below market.
Homestead Portability in Redington Shores FL
Florida homestead portability allows a homeowner who has accumulated a Save Our Homes benefit (the difference between market value and assessed value) to transfer up to $500,000 of that benefit to a new Florida homestead purchase within two years of selling the prior primary residence.
Example: A seller whose Redington Shores home had a market value of $1,000,000 but an assessed value of $400,000 has a $600,000 Save Our Homes benefit (capped at $500,000 portable). If they purchase a new Florida primary residence worth $900,000, they could apply the $500,000 portable benefit, resulting in a starting assessed value of approximately $400,000 on the new property instead of $900,000.
File for portability (Form DR-501T) when you file for homestead exemption at the Pinellas County Property Appraiser's office. The deadline is March 1 of the tax year for which you want the benefit to apply. Call the office at (727) 464-3207 with specific portability questions.
Investment Property vs Primary Residence Tax Comparison in Redington Shores
| Factor | Primary Residence (Homestead) | Investment or Vacation Property |
|---|---|---|
| Homestead exemption | Up to $50,000 off assessed value | Not eligible |
| Save Our Homes cap | 3% or CPI annual cap on assessed value increases | Not eligible — reassessed to market value annually |
| Portability | Up to $500,000 portable to next Florida homestead | Not applicable |
| Starting assessed value (new purchase) | Purchase price (portability may reduce) | Purchase price |
| Tax difference on $700K property (18 mills) | ~$11,700/yr (taxable $650K) | ~$12,600/yr (taxable $700K) |
| Long-term assessment growth | Limited to 3%/yr or CPI | Grows with market; can double in hot market |
The difference between homestead and non-homestead taxes is modest in year one. But over 10 years in an appreciating market, a homesteaded owner's assessed value can fall far behind market — their annual tax bill can be $3,000-$8,000 lower than a non-homesteaded owner of an identical property. This is a meaningful financial advantage for those who use Redington Shores as a primary residence rather than a vacation home or rental.
How to Look Up Property Taxes for Any Redington Shores Address
Pinellas County Property Appraiser (pcpao.gov): Search by address to see current market value, assessed value, taxable value, exemptions applied, millage breakdown, and prior years' tax amounts. This is the authoritative source for assessed value and exemption status.
Pinellas County Tax Collector (taxcollect.com): Search by address or parcel number to see current tax bill status, whether taxes are paid or delinquent, and the amount due if not yet paid. Call (727) 464-7777 with payment questions.
Before making an offer: Pull both records for any Redington Shores property. Verify the market value the appraiser is likely to assign after your purchase, calculate taxes at that value using the current millage rate, and factor that into your monthly cost analysis. Never assume the seller's tax bill will be your tax bill.
Questions About Redington Shores Real Estate?
Barrett Henry — 23+ years of real estate experience. Licensed Broker Associate at REMAX Collective.
Contact BarrettCall (813) 733-7907Frequently Asked Questions About Property Taxes in Redington Shores FL
What is the property tax rate in Redington Shores FL?
The combined millage rate for Redington Shores typically runs 16-21 mills, including Pinellas County, Pinellas County School Board, Town of Redington Shores municipal millage, SWFWMD, and fire/EMS components. Verify current rates at pcpao.gov.
How much are property taxes on a $600,000 home in Redington Shores FL?
With homestead exemption: approximately $9,900/year at 18 mills (taxable value $550,000). Without homestead: approximately $10,800/year (taxable value $600,000). These are estimates — verify actual assessed value and millage at pcpao.gov.
How does the Florida homestead exemption work in Redington Shores?
The Florida homestead exemption reduces taxable assessed value by up to $50,000 for primary residences. File by March 1 at the Pinellas County Property Appraiser's office. Homestead also activates the Save Our Homes 3% annual cap on assessed value increases, which is a significant long-term tax benefit.
What is Save Our Homes and how does it affect Redington Shores property taxes?
Save Our Homes caps the annual increase in assessed value for homesteaded properties at 3% or CPI, whichever is lower. Long-term homesteaded owners often have assessed values far below current market. A new buyer purchasing their home will see it reassessed at purchase price, resulting in a higher tax bill than the seller paid. Always calculate taxes based on your purchase price, not the seller's tax bill.
How do I look up property taxes for a specific Redington Shores address?
Use pcpao.gov for assessed value, exemptions, and millage breakdown. Use taxcollect.com for tax bill status and payment. For questions, call the Pinellas County Property Appraiser at (727) 464-3207 (315 Court St., Clearwater).
About Barrett Henry: Licensed REALTOR and Broker Associate with REMAX Collective. 23+ years of real estate experience serving Pinellas, Hillsborough, Pasco, and surrounding counties. Learn more or call (813) 733-7907.
