Quick Answer
What are property taxes in San Antonio FL?
San Antonio FL is in Pasco County. Property taxes are calculated using the Pasco County aggregate millage rate applied to your assessed value minus exemptions. For a home assessed at $400,000 with the $50,000 homestead exemption, the taxable value is $350,000. At Pasco County's millage rate, annual property taxes typically run $4,500-$7,000 for homes in this range. Verify the exact current rate with the Pasco County Property Appraiser at pascopa.com.
How Property Taxes Are Calculated in San Antonio FL
Florida property taxes follow a consistent formula: (Assessed Value - Exemptions) x Millage Rate / 1,000 = Annual Tax. The Pasco County Property Appraiser sets the assessed value based on market data. The Pasco County Commission, School Board, and special taxing districts set the millage rates each fall. The Tax Collector issues the November bill and collects payment.
Pasco County Millage Rate Components
The total millage rate for unincorporated Pasco County addresses includes:
| Taxing Authority | Notes |
|---|---|
| Pasco County General Fund | County government operations |
| Pasco County School Board | Public schools funding |
| Water Management District | SWFWMD millage |
| Special Districts (if applicable) | Fire, library, EMS depending on location |
| Community Development District (CDD) | Only in CDD communities; most of San Antonio has none |
Contact the Pasco County Property Appraiser (pascopa.com) or the Pasco County Tax Collector for the current year's exact aggregate millage rate for your specific parcel. Rates change annually with budget cycles.
Florida Homestead Exemption: Critical for San Antonio Buyers
What Is the Homestead Exemption?
Florida allows up to $50,000 in assessed value to be exempt from property taxes on a primary residence. The first $25,000 exemption applies to all taxing authorities. The second $25,000 exemption (applied to the $50K-$75K value band) applies to all authorities except the school board millage.
How to Apply
File your homestead exemption application with the Pasco County Property Appraiser by March 1 of the year following your purchase. If you purchase in 2026, file by March 1, 2027. Applications are available online at pascopa.com. You will need your Florida driver's license or ID, vehicle registration, and Social Security number showing your San Antonio FL address.
Save Our Homes Cap
Once your home has a homestead exemption, the Save Our Homes amendment caps assessed value increases at 3% per year or the Consumer Price Index change, whichever is lower. In a market where values rise 10-15% in a year, your taxable value may rise only 3%. This protection compounds over years and is a major long-term benefit of Florida homeownership.
Property Tax Estimates for San Antonio FL Homes
| Home Purchase Price | Assessed Value (estimate) | Taxable Value (with $50K exempt.) | Annual Tax (estimate) |
|---|---|---|---|
| $300,000 | $270K-$295K | $220K-$245K | $2,800-$3,800 |
| $400,000 | $360K-$395K | $310K-$345K | $4,000-$5,400 |
| $500,000 | $450K-$490K | $400K-$440K | $5,200-$6,900 |
| $650,000 | $580K-$635K | $530K-$585K | $6,900-$9,200 |
These are estimates. Assessed values are set by the Pasco County Property Appraiser and may differ from purchase price. First-year taxes on a new purchase may be higher before exemptions take effect. Tax rates vary by district and change annually.
San Antonio FL vs. Hillsborough County Property Taxes
One consistent reason buyers choose Pasco County over Hillsborough County is property taxes. Hillsborough County's aggregate millage rate is generally higher than Pasco County's, primarily because Hillsborough has a higher school board millage. For a $450K home, the annual difference can run $500-$1,500 per year.