Quick Answer
Temple Terrace is an incorporated city within Hillsborough County offering tree-lined streets, 1950s-1970s homes, and Hillsborough River access near the University of South Florida. Home prices typically run $300K-$600K. Call Barrett Henry at (813) 733-7907 to see current listings.
What Is the Temple Terrace Real Estate Market Like in 2026?
Temple Terrace is one of Tampa Bay's hidden value plays. It is an actual incorporated city with its own municipal government, not just an unincorporated community, which means city services, a city golf course, and a genuine neighborhood identity that larger Tampa neighborhoods lack. The area's proximity to USF creates steady demand from faculty, medical professionals at USF Health/Tampa General affiliates, and professionals working in the university area corridor.
As of mid-2026, Temple Terrace median home prices sit in the $330K-$400K range for single-family homes, with updated or larger homes running $450K-$650K. The inventory skews toward 3-4 bedroom ranch and Florida-vernacular homes built in the 1950s through 1970s on generous lots, many with mature oak tree canopies. Browse active Temple Terrace homes for sale and track the Temple Terrace housing market for pricing trends.
| Price Range | What You Get |
|---|---|
| $275K-$350K | 2-3 BR 1950s-60s original condition, smaller lot, investor or renovation opportunity |
| $350K-$480K | 3-4 BR updated ranch, renovated kitchen/bath, mature trees, decent lot |
| $480K-$650K | Larger updated home, pool, Hillsborough River proximity, or significant renovation |
| $650K+ | Exceptional riverfront lot, major custom renovation, or largest footprint available |
What Are the Neighborhoods in Temple Terrace?
Temple Terrace Estates and Original Platted Areas
The original Temple Terrace development was platted in the 1920s as a planned golf community centered on the Temple Terrace Golf and Country Club. The original sections feature curving streets, mature oak canopies, and homes on generous lots (often 0.2-0.5 acres). Homes here range from 1,200 sq ft 1950s cottages to 2,500+ sq ft updates. The golf club remains active. Prices in the original sections run $320K-$550K depending on condition and proximity to the course.
Hillsborough River Frontage
Temple Terrace has genuine Hillsborough River frontage, with riverfront lots on the north side of the city. Riverfront homes command a significant premium and are rarely available. When they do come to market they typically list in the $550K-$900K+ range depending on lot size, riparian rights, and dock feasibility. The river in this section is upstream of tidal influence and generally freshwater.
East and South Temple Terrace (Newer Development)
South and east of the original platted area, Temple Terrace expanded in the 1960s-1980s with more conventional subdivisions. These areas offer 3-4 bedroom homes with more standard street layouts, typically $300K-$430K. Less character than the original sections but more inventory and competitive pricing.
University Area Proximity
Temple Terrace borders the USF campus on its western edge. This proximity creates rental demand from graduate students and university employees, making Temple Terrace an option for investors who want to hold a home and eventually rent it. Short-term rental regulations apply city-wide, and the city has its own zoning rules separate from Hillsborough County.
What Schools Serve Temple Terrace FL?
Temple Terrace is served by Hillsborough County Public Schools. The former Temple Terrace High School was closed; students now attend nearby Hillsborough County high schools depending on exact address.
| School | Level | Notes |
|---|---|---|
| King High School | High | Serves portions of Temple Terrace; magnet programs available |
| Wharton High School | High | Serves east Temple Terrace addresses |
| Greco Middle School | Middle | Main feeder middle school for Temple Terrace |
| Temple Terrace Elementary | Elementary | Long-standing neighborhood elementary |
Temple Terrace is not in the same high school zones as Steinbrenner, Newsome, or Bloomingdale. Buyers who prioritize top-ranked high schools should verify zone assignments at the Hillsborough County School Board website before purchasing.
How Far Is Temple Terrace from Major Destinations?
| Destination | Distance | Drive (non-peak) |
|---|---|---|
| USF / University Area | 2-5 miles | 5-10 min |
| Downtown Tampa | 10-13 miles | 15-22 min |
| Tampa International Airport | 15-18 miles | 20-28 min |
| Brandon | 8-12 miles | 15-20 min |
| Ybor City | 8-10 miles | 12-18 min |
How Does Temple Terrace Compare to Nearby Areas?
| Factor | Temple Terrace | Seffner | Brandon |
|---|---|---|---|
| Median Home Price | $330K-$400K | $300K-$370K | $350K-$420K |
| City Services | Yes (incorporated) | No (unincorporated) | No (unincorporated) |
| Home Age | 1950s-1980s primarily | Mix of eras | 1980s-2010s primarily |
| Tree Canopy | Excellent | Moderate | Moderate |
| USF Proximity | Adjacent | 10-15 min | 15-20 min |
What Do Buyers Need to Know About Buying in Temple Terrace?
- Age of systems: Many Temple Terrace homes were built 50-70 years ago. Plumbing (galvanized pipe), electrical (60-amp service, fuse boxes), and roof age are common inspection items. Budget for deferred maintenance in older homes.
- No city HOA: Temple Terrace itself has no citywide HOA. Most neighborhoods have no mandatory HOA, which gives buyers more freedom but also less control over neighbor behavior.
- Flood zones: Homes near the Hillsborough River are in elevated flood zones. Always check FEMA maps before buying near the river or in low-lying areas of the city.
- Rental investment potential: USF proximity creates consistent rental demand. Faculty and graduate student renters tend to be stable tenants. I have helped investors acquire duplexes and single-family homes in Temple Terrace for long-term rental income.
Thinking About Temple Terrace?
I'm Barrett Henry, Broker Associate at REMAX Collective. I help buyers find value in established Tampa Bay communities, including Temple Terrace. 23+ years of real estate experience. Call or text (813) 733-7907.
Temple Terrace FL Frequently Asked Questions
What is the average home price in Temple Terrace FL?
The median single-family home price in Temple Terrace is approximately $330K-$400K as of mid-2026. Riverfront homes and larger renovated properties can reach $600K+. The most affordable options are original-condition 1950s-60s homes priced from $275K-$330K.
Is Temple Terrace a good place to live?
Temple Terrace suits buyers who value character, tree canopy, and an established neighborhood feel at below-South Tampa prices. The incorporated city has its own parks, recreation programs, and community identity. It is well-positioned for USF area employment but farther from Westshore and the airport than west Tampa communities.
What are the zip codes for Temple Terrace FL?
Temple Terrace primary ZIP codes are 33617 and 33637. Some addresses at the boundary use adjacent ZIP codes. Always use the actual city name "Temple Terrace" when searching rather than relying solely on ZIP code to filter to the incorporated city limits.
Does Temple Terrace have a golf course?
Yes. Temple Terrace Golf and Country Club is a historic 18-hole course dating to the 1920s. It is a private member club, not a public course. Some homes in the original Temple Terrace platted sections have golf course frontage.
How far is Temple Terrace from USF?
Temple Terrace borders the USF campus on its west side. Depending on the specific address, the drive to USF's main entrance is 2-8 minutes. Some Temple Terrace homes are close enough for faculty and staff to commute by bicycle.
