Quick Answer
Hudson FL property taxes are assessed by Pasco County with a total millage rate of approximately 17 to 20 mills depending on location within the county. There is no city-level tax since Hudson is unincorporated. A $350,000 home with a $50,000 homestead exemption pays approximately $4,500 to $6,000 per year. The Pasco County Property Appraiser is at PascoPA.net; the Tax Collector is at pascotaxes.com.
Hudson FL Property Taxes: Pasco County Guide
By Barrett Henry, Broker Associate, REMAX Collective • Updated September 25, 2026
Hudson is located in unincorporated Pasco County, Florida. Property taxes are administered by two Pasco County offices: the Pasco County Property Appraiser (PCPA), which determines the assessed value of each property, and the Pasco County Tax Collector, which collects the taxes. Because Hudson has no city government, there is no municipal millage layer on top of county, school, and special district taxes.
Understanding your property tax bill in Florida requires understanding assessed value, just value, the homestead exemption, the Save Our Homes 3% cap, and the individual millage components that make up your total rate. This guide walks through all of it with specific examples for Hudson properties.
Hudson FL Resources
Pasco County Millage Rate Breakdown
The total millage rate for a Hudson property is the sum of several individual millages levied by different taxing authorities. The rates below are approximate based on recent Pasco County tax rolls. Individual rates change each year based on budget cycles.
| Taxing Authority | Approximate Millage | Notes |
|---|---|---|
| Pasco County General Fund | ~6.50 to 7.25 mills | County government operations |
| Pasco County School District | ~6.80 to 7.30 mills | Required local school effort + discretionary |
| Pasco County EMS | ~0.50 to 0.75 mills | Emergency medical services |
| Pasco County Library | ~0.40 to 0.60 mills | County library system |
| Fire MSTU (varies by district) | ~1.50 to 3.00 mills | Varies significantly by fire district |
| Southwest Florida Water Mgmt District (SWFWMD) | ~0.25 to 0.35 mills | Regional water management |
| Pasco County Mosquito Control | ~0.15 to 0.25 mills | Mosquito and pest control district |
| Total (approximate) | ~17.0 to 20.0 mills | Varies by specific fire district and special assessments |
How Florida Property Taxes Are Calculated
Step 1: Just Value vs. Assessed Value
Just Value is the Pasco County Property Appraiser's estimate of your property's market value as of January 1 each year. For homesteaded properties, Assessed Value is limited to increase no more than 3% per year or the CPI change (whichever is less) under Florida's Save Our Homes cap. For non-homesteaded properties, Assessed Value is limited to a 10% annual increase. For new buyers, the Assessed Value resets to market value at the time of sale.
Step 2: Apply Exemptions to Get Taxable Value
Florida's homestead exemption reduces your Taxable Value by $50,000 ($25,000 off the first $50,000 of Assessed Value, and another $25,000 off the assessed value between $50,000 and $75,000 for non-school millage). To receive the homestead exemption you must apply to the Pasco County Property Appraiser by March 1 of the year you want the exemption to take effect. You must own and occupy the property as your primary residence as of January 1.
Step 3: Multiply Taxable Value by Millage Rate
Taxable Value is divided by 1,000 and multiplied by the total millage rate. Example: a $350,000 assessed value home with a $50,000 homestead exemption has a $300,000 taxable value. At 19 mills: $300,000 / 1,000 x 19 = $5,700 per year in taxes.
Sample Tax Calculations for Hudson FL Properties
| Scenario | Market/Assessed Value | Homestead Exemption | Taxable Value | At 18 Mills | At 20 Mills |
|---|---|---|---|---|---|
| Affordable inland SFH, homesteaded | $260,000 | $50,000 | $210,000 | $3,780/yr | $4,200/yr |
| Mid-range SFH, homesteaded | $350,000 | $50,000 | $300,000 | $5,400/yr | $6,000/yr |
| Canal-front home, homesteaded | $480,000 | $50,000 | $430,000 | $7,740/yr | $8,600/yr |
| Canal-front, NOT homesteaded (investor/2nd home) | $480,000 | $0 | $480,000 | $8,640/yr | $9,600/yr |
| Beacon Woods villa, 55+, homesteaded | $280,000 | $50,000 | $230,000 | $4,140/yr | $4,600/yr |
The Save Our Homes 3% Cap
Florida's Save Our Homes (SOH) amendment caps the annual increase in Assessed Value for homesteaded properties at 3% or the CPI change, whichever is less. Over time, this creates a "SOH differential" where long-time homeowners pay taxes on a much lower assessed value than the current market value. This benefit is lost when a property is sold, and the new owner's Assessed Value resets to market value at the time of purchase.
If you are buying from a long-time owner, do not rely on the seller's current tax bill to estimate your future tax bill. Calculate using the current market value (your purchase price) minus the homestead exemption, multiplied by the current millage rate. Your first full-year tax bill will typically be higher than the seller's last bill.
Portability: Transferring Your SOH Benefit
If you already own a Florida homesteaded property and are moving to Hudson, you can transfer ("port") up to $500,000 of your accumulated SOH benefit to your new home. You must apply for portability when you apply for your new homestead exemption (by March 1). The portability amount reduces your new home's Assessed Value by up to the amount of your SOH differential, subject to limits. Visit PascoPA.net for the portability application and calculation worksheet.
Additional Pasco County Exemptions
Senior Exemption
Pasco County offers an additional low-income senior exemption for homeowners age 65 or older with total household income below a Florida-set threshold (check PascoPA.net for current income limit). This exemption, when approved by local taxing authorities, can exempt an additional $25,000 or more from taxable value.
Disability and Veterans Exemptions
Florida offers additional exemptions for disabled veterans, first responders disabled in the line of duty, and total disability recipients. These can significantly reduce or eliminate property taxes. Visit PascoPA.net for current exemption schedules and application requirements.
Where to Look Up Hudson FL Property Tax Records
| Resource | URL | What to Use For |
|---|---|---|
| Pasco County Property Appraiser | PascoPA.net | Assessed value, exemptions, property details |
| Pasco County Tax Collector | pascotaxes.com | Current and past tax bills, payment |
| Florida Department of Revenue | floridarevenue.com | Exemption rules, portability details |
Frequently Asked Questions: Hudson FL Property Taxes
What is the property tax rate in Hudson FL?
Total millage in unincorporated Hudson runs approximately 17 to 20 mills depending on which fire district covers your specific address. For precise rates on a specific parcel, look up the property at PascoPA.net.
How do I apply for homestead exemption in Pasco County?
Apply to the Pasco County Property Appraiser (PascoPA.net or 727-847-8151) by March 1 of the year you want the exemption. You must own and occupy the property as your primary Florida residence as of January 1 of that year. Late applications are generally not accepted for the current year.
Does Hudson FL have a city property tax?
No. Hudson is unincorporated Pasco County. There is no City of Hudson and therefore no municipal millage on top of county and school district taxes. This is a meaningful distinction compared to incorporated cities like New Port Richey or Tarpon Springs, which have additional city millage layers.
Will my tax bill match the seller's current bill?
Almost certainly not if the seller has owned the property for several years. Save Our Homes caps their assessed value increase at 3% annually. When you buy, the assessed value resets to approximately the current market value (your purchase price). Your first full-year tax bill will typically be higher than the seller's. Calculate using the purchase price minus the homestead exemption multiplied by the millage rate.
What is the homestead exemption deadline in Pasco County?
March 1 of the year for which you want the exemption. If you close before January 1 and establish Florida residency on that property, you can apply for the exemption by March 1 of the following year (effective that tax year). Apply at PascoPA.net or the Property Appraiser office.
About Barrett Henry: Licensed REALTOR and Broker Associate with REMAX Collective. 23+ years of real estate experience. Serving Hudson, Pasco County, and the greater Tampa Bay area. Learn more or call (813) 733-7907.
