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$547,640

2156 BRANCHED OAK ROAD, ST CLOUD, FL 34771

Closed0 days on market

Beds

Baths

Sq Ft

2,894 sq ft

Year Built

2026

Lot Size

0.14 acres

Garage

About This Property

SOLD DATA ENTRY ONLY

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #J1003187

StatusClosed

Year Built2026

Total Rooms3

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

SubdivisionLANDINGS AT LIVE OAK LAKE

CountyOsceola

OwnershipFee Simple

New ConstructionYes

Interior Features

AppliancesOther

LaundryInside

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorOther

Lot Size0.14 acres (6,098 sq ft)

Utilities

SewerPublic Sewer

UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$547,640

Annual Taxes$895 (2025)

ZoningR1

Parcel #082631012800010270

Directions

GPS

Location

2156 BRANCHED OAK ROAD, ST CLOUD, FL 34771

Listing Information

OfficeSTELLAR NON-MEMBER OFFICE

ListedJuly 15, 2026

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Home Price

$547,640

Down Payment20% ($109,528)

Interest Rate6.75%

Loan Term

Principal & Interest$2,842

Property Tax (est.)$502

Insurance (est.)$150

Total Monthly$3,494

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How to Buy This Home

Multiple financing options available for this $547,640 home in ST CLOUD.

🏛️

FHA Loan

$19,167 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,382 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.