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$375,000

6446 FALL STREET, ST CLOUD, FL 34771

3D Tour

Active14 days on market

Beds

Baths

Sq Ft

1,553 sq ft

Year Built

2026

Lot Size

0.20 acres

Garage

About This Property

Welcome to this BRAND NEW HOME offering nearly 1,600 SQUARE FEET of thoughtfully designed living space, situated on an ALMOST QUARTER-ACRE LOT with NO HOA and access to a COMMUNITY BOAT RAMP, perfect for enjoying the Florida lifestyle. This BRIGHT and inviting home features an OPEN-CONCEPT FLOOR PLAN filled with natural light, LUXURY VINYL FLOORING throughout, and ENERGY-EFFICIENT DOUBLE-PANE WINDOWS. The modern kitchen is equipped with beautiful QUARTZ COUNTERTOPS (NEW APPLIANCES WITH A FULL PRICE OFFER), complemented by matching quartz surfaces in all bathrooms for a cohesive, upscale feel. Step outside to the COVERED LANAI, providing the perfect space to relax, entertain, or enjoy your morning coffee. Whether you’re looking for your PRIMARY RESIDENCE, VACATION HOME, or INVESTMENT PROPERTY, this MOVE-IN READY home combines QUALITY FINISHES, MODERN COMFORT, and an unbeatable location with NO HOA restrictions.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #O6421652

StatusActive

Year Built2026

Total Rooms3

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesNorth

SubdivisionNEW EDEN ON THE LAKES UNIT A

CountyOsceola

OwnershipFee Simple

New ConstructionYes

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)

FlooringLuxury Vinyl

AppliancesDishwasher, Microwave, Range, Refrigerator

LaundryInside, Laundry Room

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Sliding Doors

Lot Size0.20 acres (8,799 sq ft)

Road SurfaceAsphalt

Utilities

WaterWell

SewerAerobic Septic

UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$375,000

Original Price$390,000

Annual Taxes$693 (2025)

ZoningORS3

Parcel #2625314410000E0040

Directions

If you’re driving from downtown Orlando to 6446 Fall St, St. Cloud, FL 34771, the last three turns are: 1. Turn left onto Nova Rd 2. Turn left onto Eden Dr 3. Turn right onto Fall St

Location

6446 FALL STREET, ST CLOUD, FL 34771

Listing Information

OfficeEXP REALTY LLC

ListedJuly 1, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$375,000

Down Payment20% ($75,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,946

Property Tax (est.)$344

Insurance (est.)$150

Total Monthly$2,440

Full Calculator →

How to Buy This Home

Multiple financing options available for this $375,000 home in ST CLOUD.

🏛️

FHA Loan

$13,125 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.