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$178,000

4981 MOUNT OLIVE SHORES DRIVE, POLK CITY, FL 33868

3D Tour

Active333 days on market

Beds

Baths

Sq Ft

1,404 sq ft

Year Built

1990

Lot Size

0.23 acres

Garage

—

About This Property

PRICE REDUCED! SELLER MOTIVATED! Discover the perfect blend of comfort and community in the gated, all-ages neighborhood of Mount Olive Shores! This beautifully maintained 2-bedroom, 2-bath home is filled with natural light and features spacious open living areas, an inviting Florida room for year-round enjoyment, and thoughtful updates including newer laminate flooring, updated bathroom vanities, a new water heater, and a newer stainless steel refrigerator. The oversized golf cart garage, RV carport, and workshop with abundant storage are perfect for all your hobbies and travel gear. Just minutes from I-4, you’ll love the easy access to shopping, dining, and Central Florida attractions, while enjoying the close-knit feel of this friendly neighborhood. Bring your Class A motorhome and settle into a lifestyle where you can relax, connect, and truly feel at home!

Property Overview

Property TypeResidential

Sub TypeManufactured Home

MLS #L4954631

StatusActive

Year Built1990

Total Rooms7

ConstructionVinyl Siding

RoofMetal, Shingle

FoundationCrawlspace

FacesSouthwest

SubdivisionMOUNT OLIVE SHORES PH 03

CountyPolk

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Other, Thermostat, Window Treatments

FlooringLaminate

AppliancesDishwasher, Microwave, Range, Refrigerator

LaundryInside

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorOther

Lot Size0.23 acres (9,831 sq ft)

Road SurfacePaved

Waterfront

WaterfrontYes

FeaturesCanal - Freshwater

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes

HOA Fee$1,188 / Annually

Senior CommunityNo

Financial Details

List Price$178,000

Original Price$210,000

Annual Taxes$1,159 (2024)

Parcel #252706298364000060

Directions

Head northeast on FL-33 N toward Waterside Blvd, Turn right onto Duey Rd, Turn right onto Shore Line Dr, Turn left onto Mount Olive Shores Dr, Destination will be on the right

Location

4981 MOUNT OLIVE SHORES DRIVE, POLK CITY, FL 33868

Listing Information

OfficeKELLER WILLIAMS REALTY SMART

ListedJuly 29, 2025

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$178,000

Down Payment20% ($35,600)

Interest Rate6.75%

Loan Term

Principal & Interest$924

Property Tax (est.)$163

Insurance (est.)$150

Total Monthly$1,237

Full Calculator →

How to Buy This Home

Multiple financing options available for this $178,000 home in POLK CITY.

🏛️

FHA Loan

$6,230 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,900 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 27, 2026.