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$659,000

548 MEANDERING WAY, POLK CITY, FL 33868

3D Tour

Active50 days on market

Beds

Baths

Sq Ft

1,936 sq ft

Year Built

2007

Lot Size

0.32 acres

Garage

About This Property

Lakeside Luxury Meets the Ultimate RV Lifestyle Experience the pinnacle of Florida living in this stunning, 2-bedroom, 2-bathroom home plus a versatile flex room/office in block-construction. Perfectly situated with a serene lake view, this property is a masterclass in quality and custom detail. The Ultimate RV Setup This home features a massive, integrated RV Port measuring approximately 55’x16’, allowing you to keep your rig protected and ready for the next adventure right at your doorstep. Exquisite Interior Details Step inside to find a home that feels like a model. • Custom Finishes: Professional custom painting throughout creates a cohesive, high-end atmosphere. • Chef’s Kitchen: Outfitted with gleaming granite countertops and premium finishes. • Light & Comfort: Elegant plantation shutters frame high-quality insulated windows, offering both energy efficiency and timeless style. • Convenience: Includes a central vacuum system and a water softener for effortless maintenance. Outdoor Oasis & Mechanical Peace of Mind • New Roof: Move in with total confidence. Replaced in 2023 • Lakeside Entertaining: Enjoy the view from your patio, complete with piped propane for your outdoor grill and fire pit—perfect for sunset gatherings. • Lush Landscape: Keep the curb appeal high without the high water bill thanks to a private well for irrigation. This home is packed with "many upgrades" that must be seen in person to be fully appreciated. Whether you're working from the sun-drenched office or prepping for your next road trip, this lakeside gem offers a lifestyle of unparalleled comfort and convenience.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #L4959657

StatusActive

Year Built2007

Stories1

Total Rooms4

ConstructionBlock

RoofShingle

FoundationSlab

FacesSouthwest

SubdivisionMOUNT OLIVE SHORES NORTH ADD 03

CountyPolk

OwnershipFee Simple

FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Central Vacuum, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Window Treatments

FlooringCeramic Tile

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener

LaundryLaundry Room

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorBalcony, Fire Pit, Irrigation System, Lighting, Private Entrance, RV Hookup, Sliding Doors, Storage

Lot Size0.32 acres (13,939 sq ft)

Road SurfaceAsphalt

Waterfront

WaterfrontYes

FeaturesLake, Lake Front

Utilities

WaterPublic, Well

SewerPublic Sewer

UtilitiesElectricity Connected, Public, Sewer Connected, Sprinkler Well, Water Connected

Parking

GarageYes (1 spaces)

CarportYes

HOA & Community

HOAYes

HOA Fee$2,000 / Annually

Senior CommunityYes

Financial Details

List Price$659,000

Original Price$729,000

Annual Taxes$3,834 (2025)

Parcel #252706298359000230

Directions

I-4 to exit 44, go North on Hwy 559. At flashing red light turn left (West) on Broadway Blvd. SE. In approximately 2 miles turn left on Commonwealth Ave. (State Rd. 33). Follow SR 33 for a mile to find Mt. Olive Shores North on the left. Enter the community on Lake Margaret Blvd.

Location

548 MEANDERING WAY, POLK CITY, FL 33868

Listing Information

OfficeMOSN REALTY

ListedFebruary 28, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$659,000

Down Payment20% ($131,800)

Interest Rate6.75%

Loan Term

Principal & Interest$3,419

Property Tax (est.)$604

Insurance (est.)$150

Total Monthly$4,173

Full Calculator →

How to Buy This Home

Multiple financing options available for this $659,000 home in POLK CITY.

🏛️

FHA Loan

$23,065 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: April 19, 2026.