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$291,000

5419 OXFORD MANOR CIRCLE, LAKELAND, FL 33810

3D Tour

Active50 days on market

Beds

Baths

Sq Ft

1,825 sq ft

Year Built

2006

Lot Size

0.26 acres

Garage

About This Property

Short Sale. Short Sale Opportunity! BANK APPROVED PRICE!!! A well-appointed 3-bedroom, 2-bath home with an additional office/flex space, perfectly situated on a generous 0.26-acre lot in Lakeland’s established Oxford Manor community. Offering a desirable split-bedroom floor plan, this home provides both comfort and flexibility, with the extra room ideal for a home office, playroom, hobby space, or guest area. The spacious lot offers room to enjoy outdoor living while maintaining a peaceful setting with a true country feel. Located in a quiet neighborhood with mature surroundings, this property combines residential tranquility with everyday convenience. Just minutes from the US-98 corridor, residents have easy access to shopping, dining, and daily essentials, along with a variety of local restaurants and retail options. Commuters will appreciate the quick access to I-4, allowing for an easy drive to both Tampa and Orlando. The location also places you near one of Lakeland’s most popular recreational destinations, Bonnet Springs Park, known for its walking trails, gardens, playgrounds, event spaces, and year-round community activities. With its combination of space, flexibility, and prime location, this home offers an excellent opportunity to enjoy all that Lakeland has to offer. Home is Occupied. Appointment required

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #L4960341

StatusActive

Year Built2006

Stories1

Total Rooms7

ConstructionStucco

RoofShingle

FoundationSlab

FacesNortheast

SubdivisionOXFORD MANOR

CountyPolk

OwnershipFee Simple

Interior Features

InteriorNinguno

FlooringCarpet

AppliancesMicrowave, Range, Refrigerator

LaundryInside

CoolingCentral Air

HeatingHeat Pump

Exterior & Lot

ExteriorNone

Lot Size0.26 acres (11,243 sq ft)

Road SurfaceAsphalt

Utilities

WaterPublic

SewerSeptic Tank

UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$469 / Annually

Senior CommunityNo

Financial Details

List Price$291,000

Original Price$310,000

Annual Taxes$3,828 (2025)

FinancingCash, Conventional, FHA, VA Loan

Parcel #232728011020000170

Directions

TAKE I4 EAST. EXIT 31. TURN LEFT ONTO KATHLEEN RD. TURN RIGHT ONTO SPIVEY ROAD. TURN LEFT INTO NEIGHBORHOOD. HOME WILL BE ON THE LEFT

Location

5419 OXFORD MANOR CIRCLE, LAKELAND, FL 33810

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP

ListedMarch 17, 2026

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Home Price

$291,000

Down Payment20% ($58,200)

Interest Rate6.75%

Loan Term

Principal & Interest$1,510

Property Tax (est.)$267

Insurance (est.)$150

Total Monthly$1,927

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How to Buy This Home

Multiple financing options available for this $291,000 home in LAKELAND.

🏛️

FHA Loan

$10,185 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,550 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.