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$319,900

2118 HADLEY RD, BARTOW, FL 33830

Active1 days on market

Beds

Baths

Sq Ft

1,600 sq ft

Year Built

2023

Lot Size

0.27 acres

Garage

About This Property

Welcome Home! This three-bedroom, two bath home with BONUS ROOM. You can enjoy a beautiful BBQ outside with family and friends on the covered porch overlooking a spacious FULLY FENCED backyard. This house is perfect for friends and Family. Bring your pets there is plenty of room to run.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #L4963102

StatusActive

Year Built2023

Total Rooms6

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesWest

SubdivisionWINDING RIVER COVE

CountyPolk

OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)

FlooringCarpet, Ceramic Tile

AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator

LaundryElectric Dryer Hookup, Inside, Washer Hookup

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sliding Doors

FencingVinyl

Lot Size0.27 acres (11,674 sq ft)

Road SurfaceAsphalt, Paved

Utilities

WaterPublic

SewerSeptic Tank

UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$700 / Annually

Senior CommunityNo

Financial Details

List Price$319,900

Annual Taxes$5,638 (2025)

FinancingCash, Conventional, FHA, VA Loan

Parcel #252935363486000210

Directions

From HWY 17 Head South on 91 Mine Rd. then Left on E. Gandy Rd. Left on Winding River Cove and Right on Hadley Rd.

Location

2118 HADLEY RD, BARTOW, FL 33830

Listing Information

OfficeSTRAIGHT UP REALTY & PM LLC

ListedJune 27, 2026

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Pick a Day

Preferred Time

Home Price

$319,900

Down Payment20% ($63,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,660

Property Tax (est.)$293

Insurance (est.)$150

Total Monthly$2,103

Full Calculator →

How to Buy This Home

Multiple financing options available for this $319,900 home in BARTOW.

🏛️

FHA Loan

$11,197 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 28, 2026.