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$280,000

2820 OAKWATER DRIVE UNIT 2820, KISSIMMEE, FL 34747

3D Tour

Active339 days on market

Beds

Baths

Sq Ft

1,808 sq ft

Year Built

2007

Lot Size

0.15 acres

Garage

About This Property

SELLER MOTIVATED! Seller may contribute toward up to 6 months of HOA fees or a buyer rate buy-down with an acceptable offer. Welcome to this beautifully refreshed 3-bedroom, 2-bathroom condo-townhome in the sought-after Oakwater community. Featuring the largest floor plan available with over 1,800 square feet of living space, this bright and spacious home offers soaring ceilings, an open-concept layout, and a fresh, inviting feel. The main living and dining areas provide plenty of room for entertaining or relaxing, while the private screened balcony is the perfect spot to enjoy your morning coffee or unwind after a day at the parks. The kitchen offers generous cabinet storage, ample counter space, and a convenient breakfast bar overlooking the living area. The spacious primary suite features a walk-in closet and an en-suite bathroom with dual vanities. Two additional bedrooms provide flexibility for guests, family, or a home office. Located in Oakwater, a gated resort-style community approved for short-term rentals, this property is just minutes from Walt Disney World, major attractions, shopping, dining, and entertainment. Residents and guests enjoy exceptional amenities including a resort-style pool, clubhouse, fitness center, splash pad, tennis courts, playground, and game room. With recent comparable sales closing at significantly higher prices, this home presents an exceptional value and the perfect opportunity to make it your own. Move right in and enjoy it as is, or add your personal touches over time while taking advantage of one of the largest floor plans in the community. Whether you're looking for a primary residence, vacation home, or income-producing investment property, this is an opportunity you won't want to miss. Schedule your private showing today!

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #O6319027

StatusActive

Year Built2007

Stories2

Total Rooms3

ConstructionBlock

RoofTile

FoundationSlab

FacesEast

SubdivisionOAKWATER CONDO PH 2-6

CountyOsceola

OwnershipCondominium

Interior Features

InteriorPrimaryBedroom Upstairs, Walk-In Closet(s)

FlooringCarpet, Ceramic Tile

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer

LaundryLaundry Closet

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors

Lot Size0.15 acres (6,383 sq ft)

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes

Senior CommunityNo

Financial Details

List Price$280,000

Original Price$375,000

Annual Taxes$4,110 (2024)

ZoningR

Parcel #112527447200040270

Directions

Take FL-417 S (Central Florida GreeneWay) toward Disney. Take Exit 2 to merge onto I-4 W toward Tampa. Take Exit 64 for US-192 W toward Magic Kingdom. Stay on US-192 W for about 2.5 miles

Location

2820 OAKWATER DRIVE UNIT 2820, KISSIMMEE, FL 34747

Listing Information

OfficeTHE FIRM RE

ListedJune 17, 2025

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$280,000

Down Payment20% ($56,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,453

Property Tax (est.)$257

Insurance (est.)$150

Total Monthly$1,860

Full Calculator →

How to Buy This Home

Multiple financing options available for this $280,000 home in KISSIMMEE.

🏛️

FHA Loan

$9,800 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.