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$293,000

1991 KEY BAY TRAIL, KISSIMMEE, FL 34747

Active309 days on market

Beds

Baths

Sq Ft

1,437 sq ft

Year Built

2023

Lot Size

0.14 acres

Garage

About This Property

One or more photo(s) has been virtually staged. Welcome! Experience effortless elegance in this exquisitely maintained, 2023-built villa nestled within a premier, GUARD GATED 55+ RESORT ENCLAVE. Virtually staged to showcase its refined potential, the luminous OPEN-CONCEPT layout seamlessly bridges a gourmet kitchen and expansive living spaces, culminating in a private covered space designed for sophisticated indoor-outdoor relaxation. Beyond the home lies an unparalleled lifestyle centered around a magnificent 12,000-sq-ft clubhouse, featuring a HEATED RESORT POOL, fitness studio, tennis, PICKLEBALL, and a vibrant social calendar. Offering ultimate lock-and-leave autonomy, the comprehensive HOA meticulously manages ALL EXTERIOR maintenance, roofing, and professional landscaping. Skip the construction delays and embrace a seamless transition into a life defined by leisure, luxury, and community connection.

Property Overview

Property TypeResidential

Sub TypeVilla

MLS #TB8421378

StatusActive

Year Built2023

Total Rooms4

ConstructionBlock

RoofShingle

FoundationSlab

FacesSoutheast

SubdivisionFOUR SEASONS AT ORLANDO PH 4B

CountyOsceola

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s)

FlooringLuxury Vinyl

AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator

LaundryInside

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorAwning(s), Sliding Doors

Lot Size0.14 acres (6,098 sq ft)

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$456 / Monthly

Senior CommunityYes

Financial Details

List Price$293,000

Original Price$350,000

Annual Taxes$8,564 (2024)

FinancingCash, Conventional, FHA, VA Loan

ZoningRES

Parcel #152527357100015520

Schools

ElementaryCelebration K-8

MiddleCelebration K-8

HighPoinciana High School

Directions

I4 West to 192 South. Left onto N Old Lake Wilson Road. Right onto Key Bay Trail. Home is on the Right.( Enter through the Formosa Garden Blvd. entryway.) There is a 24 hour gate guard.

Location

1991 KEY BAY TRAIL, KISSIMMEE, FL 34747

Listing Information

OfficeMARK SPAIN REAL ESTATE

ListedSeptember 9, 2025

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Home Price

$293,000

Down Payment20% ($58,600)

Interest Rate6.75%

Loan Term

Principal & Interest$1,520

Property Tax (est.)$269

Insurance (est.)$150

Total Monthly$1,939

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Nearby Schools

Elementary School

Celebration K-8

View on GreatSchools →

Middle School

Celebration K-8

View on GreatSchools →

High School

Poinciana High School

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How to Buy This Home

Multiple financing options available for this $293,000 home in KISSIMMEE.

🏛️

FHA Loan

$10,255 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,650 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.