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$359,900

18374 ELGIN AVENUE, PORT CHARLOTTE, FL 33948

3D Tour

Active138 days on market

Beds

Baths

Sq Ft

1,695 sq ft

Year Built

2025

Lot Size

0.23 acres

Garage

About This Property

WELCOME TO THIS BEAUTIFULLY DESIGNED MODERN HOME. This 4-bedroom, 2.5-bath residence offers 1,695 sq. ft. of well-planned living space with an open-concept layout and contemporary finishes throughout. The kitchen features a striking quartz waterfall island and clean, modern cabinetry, ideal for both everyday living and entertaining. The living area is highlighted by an electric fireplace, adding warmth and character to the space. THE PRIMARY SUITE SERVES AS A PRIVATE RETREAT, complete with a spa-inspired bathroom featuring a freestanding tub, dual sinks, and elegant marble-style tile. Covered lanai, A SPACIOUS 3-CAR GARAGE offers approximately 721 sq. ft., ideal for vehicles, storage, or a workshop. With a total construction area of 2,625 sq. ft., this home blends comfort, functionality, and modern design. Additional features include a smart key system for added security and a 2-10 Home Buyers Warranty.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #O6381547

StatusActive

Year Built2025

Total Rooms9

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesSouth

SubdivisionPORT CHARLOTTE SEC 008

CountyCharlotte

OwnershipFee Simple

New ConstructionYes

Interior Features

InteriorWalk-In Closet(s)

FlooringVinyl

AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator

LaundryInside

CoolingCentral Air

HeatingCentral

FireplaceYes ()

Exterior & Lot

ExteriorGarden, Lighting

Lot Size0.23 acres (10,000 sq ft)

Road SurfaceAsphalt

Utilities

WaterPublic

SewerSeptic Tank

UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$359,900

Original Price$369,900

Annual Taxes$550 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningRSF3.5

Parcel #402219253015

Directions

From I-75, take Exit 170 for Kings Hwy and head west. Turn right onto Veterans Blvd, then left onto Atwater Dr. Turn right onto Elgin Ave — 18374 Elgin Ave will be on your left.

Location

18374 ELGIN AVENUE, PORT CHARLOTTE, FL 33948

Listing Information

OfficeEXP REALTY LLC

ListedFebruary 10, 2026

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Pick a Day

Preferred Time

Home Price

$359,900

Down Payment20% ($71,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,867

Property Tax (est.)$330

Insurance (est.)$150

Total Monthly$2,347

Full Calculator →

How to Buy This Home

Multiple financing options available for this $359,900 home in PORT CHARLOTTE.

🏛️

FHA Loan

$12,597 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.