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$414,900

1694 W PEARSON STREET, HERNANDO, FL 34442

3D Tour

Active26 days on market

Beds

Baths

Sq Ft

1,626 sq ft

Year Built

1995

Lot Size

1.00 acres

Garage

About This Property

Meticulously maintained & move in ready, this 3 bedroom, 2 bath pool home offers 1,626 square feet of living space, a 2 car garage, and is situated on a spacious 1 acre lot in the quiet community of Citrus Hills. With approximately $50,000 in upgrades since the current owners purchased the home, this property has been thoughtfully updated and beautifully cared for. As you step inside, you are welcomed by an open floor plan featuring vaulted ceilings, luxury vinyl plank flooring throughout, and an abundance of natural light. The stunning kitchen offers plenty of cabinet and counter space, granite countertops with a waterfall edge, and stainless steel appliances, making it perfect for both everyday living and entertaining. Large primary suite features a walk in closet, an en suite bathroom with a double vanity and tiled walk in shower, plus direct access to the pool area through a private door. The split floor plan provides privacy, with two generously sized guest bedrooms located on the opposite side of the home and a guest bathroom conveniently situated between them featuring a tiled tub/shower combination. Sliding glass doors lead to the large screened pool area, where you’ll find a saltwater pool that is perfect for enjoying Florida’s warm weather year round. The backyard is fully fenced for pets and backs up to wooded land, providing additional privacy and a peaceful setting. Conveniently located near shopping, restaurants, schools, and multiple lakes for boating and fishing enthusiasts, this home also offers easy access to Florida’s Gulf Coast. Major improvements include a new roof installed in 2024 and an HVAC system replaced in 2023, providing added value and peace of mind. If you’re looking for a move in ready Florida home with modern updates, privacy, and a pool, schedule your private showing today!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #OM726635

StatusActive

Year Built1995

Stories1

Total Rooms6

ConstructionConcrete, Stucco

RoofShingle

FoundationSlab

FacesNorth

SubdivisionCITRUS HILLS 1ST ADD

CountyCitrus

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets

FlooringLuxury Vinyl

AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator

LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Rain Gutters, Sliding Doors

FencingFenced, Other

Lot Size1.00 acres (43,718 sq ft)

Lot Dimensions150 x 291

Lot FeaturesCleared, Landscaped, Level

Road SurfacePaved

Pool & Spa

Private PoolYes

Pool FeaturesGunite, In Ground, Salt Water, Screen Enclosure

Utilities

WaterWell

SewerSeptic Tank

UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$180 / Annually

Senior CommunityNo

Financial Details

List Price$414,900

Original Price$419,900

Annual Taxes$3,668 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningCRR

Parcel #19E18S180110006300130

Schools

ElementaryCitrus Springs Elementar

MiddleCitrus Springs Middle School

HighCitrus High School

Directions

Off Highway i75 take a right onto SW College Rd then turn right onto N Lecanto Hwy in 16 miles, then left onto N Florida Ave in 3.5 miles. Turn left onto E Kathy Rd in 2.9 miles

Location

1694 W PEARSON STREET, HERNANDO, FL 34442

Listing Information

OfficeKELLER WILLIAMS CORNERSTONE RE

ListedJune 17, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$414,900

Down Payment20% ($82,980)

Interest Rate6.75%

Loan Term

Principal & Interest$2,153

Property Tax (est.)$380

Insurance (est.)$150

Total Monthly$2,683

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Nearby Schools

Elementary School

Citrus Springs Elementar

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Middle School

Citrus Springs Middle School

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High School

Citrus High School

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How to Buy This Home

Multiple financing options available for this $414,900 home in HERNANDO.

🏛️

FHA Loan

$14,522 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.