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$499,999

244 W MASSACHUSETTS STREET, HERNANDO, FL 34442

3D Tour

Active4 days on market

Beds

Baths

Sq Ft

2,488 sq ft

Year Built

1992

Lot Size

1.20 acres

Garage

About This Property

Rusaw built Waterford III model with lovely pool area for relaxing. All new screening around pool Wood cabinets add warmth to the great kitchen area. A pantry for all the extras and great storage. The family room has a gas fireplace. Several built ins in the Family room and the owners suite Both bedrooms have adjacent baths, one is a 1/2 bath. Roomy closets and storage in the large kitchen with granite countertops. Kitchen has a center island for additional workspace and storage. Very flat lot with lovely landscaping. Make this your new home.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #OM728168

StatusActive

Year Built1992

Total Rooms7

ConstructionBlock

RoofShingle

FoundationSlab

FacesNorth

SubdivisionCITRUS HILLS LST. ADDITION

CountyCitrus

OwnershipFee Simple

FurnishedNegotiable

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Wet Bar

FlooringCarpet, Ceramic Tile, Engineered Hardwood

AppliancesDishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator

LaundryElectric Dryer Hookup, Inside, Washer Hookup

CoolingCentral Air

HeatingElectric, Heat Pump

FireplaceYes ()

SecuritySecurity System, Smoke Detector(s)

Exterior & Lot

ExteriorLighting, Outdoor Kitchen, Sliding Doors

Other StructuresShed(s)

Lot Size1.20 acres (43,650 sq ft)

Lot FeaturesLandscaped, Level

Road SurfacePaved

ViewTrees/Woods

Pool & Spa

Private PoolYes

Pool FeaturesGunite

SpaIn Ground

Utilities

WaterNone

SewerPrivate Sewer

UtilitiesCable Available, Electricity Connected, Sprinkler Well

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$175 / Annually

Senior CommunityNo

Financial Details

List Price$499,999

Annual Taxes$2,400 (2025)

FinancingCash, Conventional, FHA, USDA Loan, VA Loan

ZoningCRR

Parcel #2302216

Schools

ElementaryLecanto Primary School

MiddleLecanto Middle School

HighLecanto High School

Directions

Citrus County road 486 to Essex Avenue, south to end, turn right onto Keller, go one short block to Fresno, turn left to Massachuessets Street and turn right to home on left, see sign.

Location

244 W MASSACHUSETTS STREET, HERNANDO, FL 34442

Listing Information

OfficeCRIDLAND REAL ESTATE

ListedJuly 10, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$499,999

Down Payment20% ($100,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,594

Property Tax (est.)$458

Insurance (est.)$150

Total Monthly$3,203

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Nearby Schools

Elementary School

Lecanto Primary School

View on GreatSchools →

Middle School

Lecanto Middle School

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High School

Lecanto High School

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $499,999 home in HERNANDO.

🏛️

FHA Loan

$17,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 14, 2026.