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$495,000

8458 SECRET KEY COVE, KISSIMMEE, FL 34747

Active137 days on market

Beds

Baths

Sq Ft

2,217 sq ft

Year Built

2002

Lot Size

0.14 acres

Garage

About This Property

Just minutes from Walt Disney World, this beautifully maintained 4-bedroom, 3-bathroom vacation home is located in the highly sought-after Emerald Island Resort and enjoys a private setting backing to a peaceful wooded conservation area in the heart of the community. Fully furnished and truly turnkey, the home features an open-concept layout designed for comfort, entertaining, and strong rental appeal. The garage has been professionally converted into a fully air-conditioned games room—an amenity guests consistently love and one that enhances occupancy and revenue performance. This property is an established and successful vacation rental with a strong booking history, and future reservations can transfer to the new owner if desired—offering immediate income from day one. Major capital improvements provide added peace of mind, including a new roof (2023), new pool heater, and new A/C system. Step outside to your private pool and covered lanai overlooking tranquil wooded surroundings with no rear neighbors—an ideal setting for guests to unwind after a day at the parks. Whether you are seeking a high-performing investment property or a personal Florida retreat with income potential, this home offers the flexibility to do both. Emerald Island Resort offers resort-style amenities including a gated entrance, clubhouse, community pool, fitness center, tiki bar, tennis and volleyball courts, and playground. With its unbeatable proximity to Disney, central resort location, strong rental performance, and recent upgrades, this property delivers the ultimate Central Florida vacation lifestyle and investment opportunity.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #S5144816

StatusActive

Year Built2002

Total Rooms11

ConstructionBlock, Stucco

RoofShingle

FoundationConcrete Perimeter

FacesWest

SubdivisionEMERALD ISLAND RESORT

CountyOsceola

OwnershipFee Simple

FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s), Window Treatments

FlooringCarpet, Ceramic Tile

AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator, Washer

LaundryCorridor Access, Laundry Room

WindowsBlinds, Window Treatments

CoolingCentral Air

HeatingCentral

SecuritySecurity System

Exterior & Lot

ExteriorIrrigation System, Sliding Doors

Lot Size0.14 acres (5,924 sq ft)

Road SurfacePaved, Asphalt

ViewTrees/Woods

Pool & Spa

Private PoolYes

Pool FeaturesScreen Enclosure, Gunite, In Ground

SpaAbove Ground

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Fiber Optics, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$115 / Monthly

Senior CommunityNo

Financial Details

List Price$495,000

Annual Taxes$5,519 (2025)

FinancingCash, Conventional, FHA

ZoningPD

Parcel #092527305100010250

Directions

FROM 192, TAKE FORMOSA GARDENS BLVD TO RIGHT on FUNIE STEED RD. MAKE LEFT ONTO EMERALD ISLAND BLVD. GO THROUGH SECURITY GATES. TURN RIGHT ON SECRET KEY COVE AND FOLLOW RD TO PROPERTY ON LEFT.

Location

8458 SECRET KEY COVE, KISSIMMEE, FL 34747

Listing Information

OfficeRE/MAX HERITAGE

ListedFebruary 28, 2026

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Home Price

$495,000

Down Payment20% ($99,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,568

Property Tax (est.)$454

Insurance (est.)$150

Total Monthly$3,172

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How to Buy This Home

Multiple financing options available for this $495,000 home in KISSIMMEE.

🏛️

FHA Loan

$17,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$24,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 16, 2026.