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$499,900
Beds
4
Baths
2
Sq Ft
2,786 sq ft
Year Built
1992
Lot Size
0.30 acres
Garage
2
BIG PRICE IMPROVEMENT! Nestled in one of Valrico's most established neighborhoods, this beautifully maintained 4-bedroom, 2-bathroom, 2-car garage (with epoxy floor) residence offers 2,785 sq. ft. of living space on a quiet and cozy cul-de-sac, set on a 0.30-acre fully fenced lot—with no HOA, CDD, or Flood Zone (X). Bring your toys, boats, RVs, and trailers to enjoy ultimate freedom in this thoughtfully upgraded, move-in-ready home. Notable upgrades include a • New Roof (2025) • All-New Anderson Windows (2022) • Cordless Blinds • Fresh Exterior Paint (2025) • New Gutters (2025) • Fresh Interior Paint (2022) • Updated Landscaping and Irrigation (2024) • HVAC system (2015). Step inside to discover soaring ceilings, crown molding, and rich wood-look laminate and ceramic tile floors throughout. The home features a split plan: the primary suite with an updated ensuite on the left and the other three bedrooms, with an updated guest bath, on the opposite side. All updated with laminate flooring and a water softener. The updated chef’s kitchen features granite countertops, solid wood cabinetry, stainless steel appliances, a wine/beverage refrigerator, and ample storage space. Additionally, there is a custom-built office on the back wall, perfect for working from home or catching up on emails. The spacious family room is ideal for holiday gatherings, complete with the ambiance of a beautiful wood-burning fireplace. The updated primary suite serves as a private retreat, featuring French doors that open to the lanai, a large custom walk-in closet, and a spa-like en-suite bathroom with a freestanding tub, a frameless glass shower (with wheelchair access), a state-of-the-art Blue Ocean shower panel, and double vanities. Outdoor living is equally impressive. Brand new LVP Flooring in the expansive covered patio, absolutely perfect for entertaining. The fully screened patio area includes plumbing and electrical connections, providing a great foundation for a future outdoor kitchen, entertainment space, or custom pool. Hobbyists will enjoy the 10' x 20' (approx.) workshop featuring its own electric panel, located conveniently in the fenced backyard. This property has passed a clean 4-point inspection report, allowing you to move in immediately and potentially qualify for insurance discounts. This home offers the lifestyle and upgrades that today’s buyers are searching for. If you're ready to enjoy Florida outdoor living and entertaining, this home is perfect for you. It is zoned for top-rated schools and is conveniently located near shopping, dining, golf, and major highways. Golf enthusiasts will love Diamond Hill Golf Course, just minutes away. Located approximately 40 miles from the Gulf Beaches and at a comfortable elevation of 66 ft above sea level, you can have confidence in the safety of your investment. Commuting to the city, Tampa International Airport, and MacDill Air Force Base is less than a 30-minute drive, with easy access to I-75 and the Selmon Expressway. Plus, you’ll be just minutes from restaurants, shopping, and Florida’s top attractions. Schedule your showing before it’s gone—homes like this are selling fast! This property comes with a 2-1 rate buydown, be sure to download the attachments. One or more photos are virtually staged.
Head south on Highland Oaks Boulevard, merge onto I-75 South, take exit 260 for FL-574 East toward Brandon, follow FL-574 East, turn right onto N Valrico Road, then left Valrico Village.
603 COTTAGE GROVE CIRCLE, VALRICO, FL 33594
Pick a Day
Preferred Time
Home Price
$499,900
Loan Term
Multiple financing options available for this $499,900 home in VALRICO.
🏛️
$17,497 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$24,995 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 14, 2026.
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