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$360,000

11315 SHIPWATCH LANE UNIT 1850, LARGO, FL 33774

3D Tour

Active229 days on market

Beds

Baths

Sq Ft

1,340 sq ft

Year Built

1993

Lot Size

0.38 acres

Garage

About This Property

RECENT PRICE REDUCTION AND ALL NEW APPLIANCES ON ORDER! Extremely rare 1st Floor Villa, Corner Unit, 3 Bedroom/2 Bath, 1 Car Garage, located on a serene pond with a large 10'x32' composite deck. It's only minutes right over the bridge from Indian Rocks Beach! Enjoy peace of mind with no assessments, milestone inspection exempt, recently painted, and no flooding during last year's storms. The kitchen has white cabinets, recently installed quartz countertops, a closet pantry, bar seating, and a dinette area with views of the courtyard. The Primary Bedroom has sliders to the covered porch and views of the water, en-suite bath, walk-in closet. The split plan design offers two bedrooms and a full bath on the other side of the home. There is a soft water conditioner and laundry closet with a full size washer and dryer. If you enjoy gardening there is a large courtyard for enjoying flowers and plants making it feel like a home. Shipwatch sits on 56 acres along the Intracoastal with 11 Har-Tru tennis courts, walking trails, pickleball, a private marina with 32 deeded boat slips, fitness center, tennis pro shop, two swimming pools, and lots of planned social activities.

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #TB8451968

StatusActive

Year Built1993

Stories1

Total Rooms7

ConstructionBlock

RoofShingle

FoundationSlab

FacesSouth

SubdivisionSHIPWATCH

CountyPinellas

OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments

FlooringCarpet, Ceramic Tile, Laminate

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener

LaundryElectric Dryer Hookup, Inside, Laundry Closet

WindowsShutters, Window Treatments

CoolingCentral Air

HeatingCentral, Electric

SecuritySecurity Gate

Exterior & Lot

ExteriorAwning(s), Sliding Doors, Tennis Court(s)

Lot Size0.38 acres (16,819 sq ft)

Lot Dimensions121 x 139

Lot FeaturesCorner Lot, City Lot, In County, Level, Near Marina, Street Dead-End

Road SurfacePaved, Asphalt

ViewWater

Pool & Spa

Private PoolNo

Pool FeaturesDeck, Gunite, Heated, In Ground

SpaHeated, In Ground

Waterfront

WaterfrontYes

FeaturesCanal Front, Waterfront, Pond

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes

Senior CommunityNo

Financial Details

List Price$360,000

Original Price$439,900

Annual Taxes$2,831 (2025)

FinancingCash, Conventional

ZoningCONDO

Parcel #133014811720061850

Schools

ElementaryOakhurst Elementary-PN

MiddleSeminole Middle-PN

HighSeminole High-PN

Directions

If heading west on Walsingham, turn left into Shipwatch right before the Indian Rocks Beach bridge, enter and turn right, proceed through the gate all the back until you come to a stop sign, left then continue around the round about and it's the 2nd driveway on the right.

Location

11315 SHIPWATCH LANE UNIT 1850, LARGO, FL 33774

Listing Information

OfficeTHE AMBROSIO GROUP

ListedNovember 28, 2025

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Preferred Time

Home Price

$360,000

Down Payment20% ($72,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,868

Property Tax (est.)$330

Insurance (est.)$150

Total Monthly$2,348

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Nearby Schools

Elementary School

Oakhurst Elementary-PN

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Middle School

Seminole Middle-PN

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High School

Seminole High-PN

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How to Buy This Home

Multiple financing options available for this $360,000 home in LARGO.

🏦

Conventional

$18,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.