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$415,000

12431 DEL VERDE DRIVE, LARGO, FL 33773

3D Tour

Active13 days on market

Beds

Baths

Sq Ft

1,096 sq ft

Year Built

1979

Lot Size

0.15 acres

Garage

About This Property

Virtually Staged. Welcome home to this beautifully maintained property offering the perfect combination of comfort, functionality, and an outstanding location. Situated on a quiet dead-end street with no through traffic, this home provides added privacy and a peaceful setting while remaining conveniently close to everything the area provides. Step inside to discover a freshly painted interior that creates a bright, clean, and inviting atmosphere. The living room and second bedroom feature beautiful real wood flooring, adding warmth and timeless character to the home. Recent updates include a BRAND NEW ROOF installed in December 2025, providing peace of mind for years to come. Outdoor living is just as impressive. Relax and unwind on the spacious screened-enclosed porch complete with a hot tub, creating the perfect space for entertaining guests or enjoying a quiet evening at home. The backyard is fully enclosed with a new vinyl privacy fence and includes a convenient double side gate, making it ideal for storing a boat, trailer, recreational vehicles, or other outdoor toys. A deep well and sprinkler system help keep the lawn looking beautiful while reducing irrigation costs. Best of all, this property is located in a NON-FLOOD ZONE, so flood insurance is not required, providing valuable savings for the new owner. Conveniently located just minutes from the Gulf beaches, shopping, restaurants, parks, and major roadways, this home offers the perfect balance of tranquility and accessibility. Don't miss this wonderful opportunity to own a move-in-ready home with valuable updates, exceptional outdoor features, and an unbeatable location.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8489354

StatusActive

Year Built1979

Stories1

Total Rooms4

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesWest

SubdivisionCUMBERLAND PARK 1ST ADD

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)

FlooringCarpet, Ceramic Tile, Hardwood

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer

LaundryIn Garage

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, Rain Gutters, Sidewalk

FencingVinyl

Lot Size0.15 acres (6,382 sq ft)

Lot Dimensions63 x 100

Lot FeaturesSidewalk

Road SurfaceAsphalt

Pool & Spa

Private PoolNo

SpaAbove Ground

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Sprinkler Well, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$415,000

Original Price$425,000

Annual Taxes$1,276 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningR-3

Parcel #123015200620090120

Directions

Belcher Road to West on Tiburon, left on Cumberland, right on Cottonwood to left on Del Verde to dead end. Or, Starkey to East on Somerset Drive, left on Montara Drive to left on Cottonwood to left on Del Verde.

Location

12431 DEL VERDE DRIVE, LARGO, FL 33773

Listing Information

OfficeCHARLES RUTENBERG REALTY INC

ListedJuly 2, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$415,000

Down Payment20% ($83,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,153

Property Tax (est.)$380

Insurance (est.)$150

Total Monthly$2,684

Full Calculator →

How to Buy This Home

Multiple financing options available for this $415,000 home in LARGO.

🏛️

FHA Loan

$14,525 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.