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$564,900

913 MICHELE CIRCLE, DUNEDIN, FL 34698

3D Tour

Active181 days on market

Beds

Baths

Sq Ft

1,970 sq ft

Year Built

2000

Lot Size

0.25 acres

Garage

About This Property

Virtually Staged. Priced reduced! Seller's motivated, moving out of state and willing to consider all offers! Step into a beautifully maintained home filled with thoughtful upgrades, featuring neutral tones, carpeted living areas, and elegant ceramic tile in the walkways. Volume ceilings with crown molding add sophistication, while southern and eastern windows include energy efficiency. The spacious formal dining room showcases a stunning chandelier, and the custom gourmet kitchen offers abundant cherry cabinetry, generous pantry space, a glass-top range, double oven, and breakfast bar. An updated bathroom and a builder-enclosed Florida room provide additional heated living space, with sliders leading to a large screened-in patio. Additional highlights include a large finished attic with wide staircase, interior laundry room, water softener, new washer/dryer, motion-detector security system, built-in pest defense tubing, ceiling fans with lights, foyer light sensor for added convenience, and a garage equipped with work shelves and a new door opener—making this home a perfect blend of comfort, style, and beautiful upgrades. Some minor cosmetic updates needed.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8465082

StatusActive

Year Built2000

Total Rooms5

ConstructionBlock, Stucco

RoofShingle

FoundationBlock

FacesNorth

SubdivisionVIRGINIA CROSSING

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Walk-In Closet(s)

FlooringCeramic Tile, Other

AppliancesDishwasher, Disposal, Microwave, Range

LaundryInside, Laundry Room

WindowsBlinds

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk

Lot Size0.25 acres (7,671 sq ft)

Lot Dimensions56 x 120

Lot FeaturesCity Lot, In County

Road SurfacePaved, Asphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Fire Hydrant, Public, Sewer Connected, Sprinkler Recycled, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$400 / Monthly

Senior CommunityNo

Financial Details

List Price$564,900

Original Price$649,900

Annual Taxes$3,050 (2024)

FinancingCash, Conventional, FHA, VA Loan

ZoningSFR

Parcel #262815942750000810

Schools

ElementaryDunedin Elementary-PN

MiddleDunedin Highland Middle-PN

HighDunedin High-PN

Directions

From Keene Rd, go left (West) onto Virninia St., then turn right (North) onto Peggy Ray Dr., then turn left (West) onto Michele Cir. Property will be on the left.

Location

913 MICHELE CIRCLE, DUNEDIN, FL 34698

Listing Information

OfficeHIGH POINT REALTY INC

ListedJanuary 15, 2026

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Home Price

$564,900

Down Payment20% ($112,980)

Interest Rate6.75%

Loan Term

Principal & Interest$2,931

Property Tax (est.)$518

Insurance (est.)$150

Total Monthly$3,599

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Nearby Schools

Elementary School

Dunedin Elementary-PN

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Middle School

Dunedin Highland Middle-PN

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High School

Dunedin High-PN

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How to Buy This Home

Multiple financing options available for this $564,900 home in DUNEDIN.

🏛️

FHA Loan

$19,772 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.