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$449,000

3900 70TH STREET N, ST PETERSBURG, FL 33709

3D Tour

Active116 days on market

Beds

Baths

Sq Ft

2,722 sq ft

Year Built

1958

Lot Size

0.15 acres

Garage

—

About This Property

Big house, the buyer got cold feet. 2,744 square foot, 4 bed, 2 bath, pool home sitting high and dry in flood zone X. Not a flip, but a home that has been lovingly cared for by the same family for generations. The kitchen opens to a covered deck area leading out to the in-ground pool or go straight from the primary bedroom out to the pool. Lots of storage in the inside washer/ Dryer/ walk in pantry area with separate freezer. Massive 24 x 16 living room with access to the 754 square foot in-law apartment complete with it's own bedroom, kitchen and living room. Long lasting metal roof, two separate AC systems and plenty of storage in the two separate storage sheds all set on a big corner lot stretching 130 feet and ample parking for 4 cars and a lot more. All 4 point items have been addressed.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8478500

StatusActive

Year Built1958

Stories2

Total Rooms9

ConstructionBlock

RoofMetal

FoundationSlab

FacesEast

SubdivisionTYRONE

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor

FlooringCarpet, Laminate, Tile

AppliancesRange, Range Hood, Refrigerator, Washer

LaundryInside, Laundry Room

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorAwning(s), Garden, Storage

FencingWood

Lot Size0.15 acres (6,499 sq ft)

Lot Dimensions50 x 130

Road SurfaceAsphalt

Pool & Spa

Private PoolYes

Pool FeaturesDeck, In Ground

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$449,000

Original Price$500,000

Annual Taxes$6,112 (2025)

Parcel #063116928620290160

Directions

From the 275, take 38th Ave N to north on 70th St to the address. Park in front or in the drive, there is more than enough parking.

Location

3900 70TH STREET N, ST PETERSBURG, FL 33709

Listing Information

OfficeCHARLES RUTENBERG REALTY INC

ListedFebruary 20, 2026

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Pick a Day

Preferred Time

Home Price

$449,000

Down Payment20% ($89,800)

Interest Rate6.75%

Loan Term

Principal & Interest$2,330

Property Tax (est.)$412

Insurance (est.)$150

Total Monthly$2,891

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How to Buy This Home

Multiple financing options available for this $449,000 home in ST PETERSBURG.

🏛️

FHA Loan

$15,715 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.