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$319,000

12465 2ND STREET E UNIT 105B, TREASURE ISLAND, FL 33706

Active102 days on market

Beds

Baths

Sq Ft

1,445 sq ft

Year Built

1982

Lot Size

0.64 acres

Garage

About This Property

Experience the best of Florida beach living in beautiful Treasure Island! Famous for its sugar-sand beaches, stunning Gulf sunsets, waterfront dining, boating, and laid-back coastal lifestyle, Treasure Island is one of the area's most desirable destinations. Enjoy easy access to the Treasure Island Beach Trail, local marinas, waterfront restaurants, John's Pass Village, and the Treasure Island Fishing Pier—all just minutes from your front door. Located in the sought-after Isle of Capri community, this spacious end-unit tri-level townhome offers over 1,400 square feet with 2 bedrooms, 2.5 bathrooms, a split-bedroom floor plan, new luxury vinyl flooring, recessed lighting, new windows (2022), and an oversized lower-level bonus room perfect for a guest suite, home office, gym, or potential third bedroom. Relax with coastal breezes from the screened lanai or private balcony. Appliances are included, and furniture is optional. Enjoy maintenance-free living in Chalet Capri with a community pool and an HOA that delivers exceptional value by including building insurance, flood insurance, Spectrum cable and internet, and professional landscaping—providing significant monthly savings and peace of mind while eliminating many of the major expenses of coastal homeownership. Best of all, you're just a short walk or bike ride to the beach—no searching or paying for beach parking! Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this home offers the perfect blend of location, lifestyle, and value.

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #TB8482480

StatusActive

Year Built1982

Stories2

Total Rooms5

ConstructionBlock

RoofShingle

FoundationSlab

FacesWest

SubdivisionCHALET CAPRI I CONDO BLDG B, UNIT 105

CountyPinellas

OwnershipCondominium

FurnishedNegotiable

Interior Features

InteriorWalk-In Closet(s)

FlooringLaminate, Tile

AppliancesDishwasher, Dryer, Washer

LaundryLaundry Closet

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorBalcony, Sliding Doors, Storage

Lot Size0.64 acres (27,893 sq ft)

Road SurfaceConcrete

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes

HOA Fee$1,270 / Monthly

Senior CommunityNo

Financial Details

List Price$319,000

Original Price$350,000

Annual Taxes$5,452 (2025)

Parcel #143115147090020105

Schools

ElementaryAzalea Elementary-PN

MiddleAzalea Middle-PN

HighBoca Ciega High-PN

Directions

Gulf Blvd. to 116th ave to N on 2nd St. to address

Location

12465 2ND STREET E UNIT 105B, TREASURE ISLAND, FL 33706

Listing Information

OfficeMARK SPAIN REAL ESTATE

ListedApril 2, 2026

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Home Price

$319,000

Down Payment20% ($63,800)

Interest Rate6.75%

Loan Term

Principal & Interest$1,655

Property Tax (est.)$292

Insurance (est.)$150

Total Monthly$2,098

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Nearby Schools

Elementary School

Azalea Elementary-PN

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Middle School

Azalea Middle-PN

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High School

Boca Ciega High-PN

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How to Buy This Home

Multiple financing options available for this $319,000 home in TREASURE ISLAND.

🏛️

FHA Loan

$11,165 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.