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$509,000

440 89TH AVENUE, ST PETE BEACH, FL 33706

3D Tour

Active118 days on market

Beds

Baths

Sq Ft

1,266 sq ft

Year Built

1956

Lot Size

0.16 acres

Garage

About This Property

Virtually Staged. Beautifully updated 3-bedroom, 2-bath home located in one of the most desirable areas of St. Pete Beach! This move-in-ready property features modern updates throughout, a 1-car garage, and an oversized lot with plenty of space to add a pool or create your own outdoor oasis. Enjoy the ultimate Florida lifestyle just minutes from the world-famous beaches, waterfront dining, lively nightlife, and local entertainment. Conveniently located near downtown St. Petersburg, Treasure Island, and the popular John’s Pass Village & Boardwalk. Spend your days exploring the boutiques and local events along Corey Avenue or relaxing by the sparkling waters of the Gulf and Intracoastal. Whether you're looking for a full-time residence, vacation getaway, or income-producing rental, this versatile property offers an excellent opportunity to enjoy the laid-back coastal lifestyle.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8486538

StatusActive

Year Built1956

Stories1

Total Rooms8

ConstructionBlock

RoofOther

FoundationSlab

FacesNorth

SubdivisionST PETERSBURG BEACH NORTH UNIT 8

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Other, Stone Counters

FlooringCeramic Tile

AppliancesRange, Refrigerator

LaundryIn Garage

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorOther

FencingVinyl

Lot Size0.16 acres (6,900 sq ft)

Lot Dimensions69 x 100

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesPublic

Parking

GarageYes (1 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$509,000

Original Price$525,000

Annual Taxes$6,202 (2024)

FinancingCash, Conventional, FHA, VA Loan

Parcel #253115782821070100

Schools

ElementaryAzalea Elementary-PN

MiddleAzalea Middle-PN

HighBoca Ciega High-PN

Directions

Take Pasadena to Blind Pass to 89 th make left to home.

Location

440 89TH AVENUE, ST PETE BEACH, FL 33706

Listing Information

OfficeCHIRINO REAL ESTATE

ListedMarch 18, 2026

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Home Price

$509,000

Down Payment20% ($101,800)

Interest Rate6.75%

Loan Term

Principal & Interest$2,641

Property Tax (est.)$467

Insurance (est.)$150

Total Monthly$3,258

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Nearby Schools

Elementary School

Azalea Elementary-PN

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Middle School

Azalea Middle-PN

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High School

Boca Ciega High-PN

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How to Buy This Home

Multiple financing options available for this $509,000 home in ST PETE BEACH.

🏛️

FHA Loan

$17,815 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 14, 2026.