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$475,000

1620 RACHEL COURT, CLEARWATER, FL 33756

Active69 days on market

Beds

Baths

Sq Ft

2,055 sq ft

Year Built

2003

Lot Size

0.09 acres

Garage

About This Property

One or more photo(s) has been virtually staged. Location, Location, Location! Tucked away on a tree-lined cul-de-sac, this private corner-unit townhome offers over 2,000 sq ft, 3 bedrooms, 2.5 baths, and a 2-car garage. The main living level features soaring ceilings, ceramic tile flooring, and an open-concept layout perfect for everyday living and entertaining. The spacious kitchen includes wood cabinets, granite countertops, a breakfast bar, and a closet pantry, flowing seamlessly into the dining and living areas. A covered porch overlooks the peaceful backyard. On the next level the primary suite offers a large walk-in closet, sink vanity, walk-in shower, and linen closet. Upstairs features two additional bedrooms and a shared full bath. Enjoy outdoor living from the screened lanai overlooking your backyard. Pet-friendly community with leasing allowed. Conveniently located just a short drive to Clearwater Beach, shopping, dining, and both St. Pete/Clearwater and Tampa International airports.

Property Overview

Property TypeResidential

Sub TypeTownhouse

MLS #TB8490029

StatusActive

Year Built2003

Stories2

Total Rooms3

ConstructionBlock, Stucco, Wood Frame (FSC Certified)

RoofShingle

FoundationSlab

FacesSouth

SubdivisionSUN KETCH TWNHMS AT LAKE AVE

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)

FlooringCarpet, Ceramic Tile

AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer

LaundryInside, Laundry Closet

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorIrrigation System

FencingVinyl

Lot Size0.09 acres (3,938 sq ft)

Lot FeaturesCul-De-Sac, Street Dead-End

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$485 / Monthly

Senior CommunityNo

Financial Details

List Price$475,000

Original Price$525,000

Annual Taxes$3,616 (2025)

FinancingCash, Conventional, FHA, VA Loan

Parcel #142915865920000240

Directions

Gulf to Bay South on S Lake Dr to East on Rachel Ct.

Location

1620 RACHEL COURT, CLEARWATER, FL 33756

Listing Information

OfficeENGEL & VOLKERS BELLEAIR

ListedMarch 24, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$475,000

Down Payment20% ($95,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,465

Property Tax (est.)$435

Insurance (est.)$150

Total Monthly$3,050

Full Calculator →

How to Buy This Home

Multiple financing options available for this $475,000 home in CLEARWATER.

🏛️

FHA Loan

$16,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 1, 2026.