1 / 1

$350,280

2846 VIRGINIA PINE DRIVE, BARTOW, FL 33830

3D Tour

Closed62 days on market

Beds

Baths

Sq Ft

2,168 sq ft

Year Built

2026

Lot Size

0.11 acres

Garage

About This Property

Under Construction. Brand new, energy-efficient home available by Mar 2026! The Yellowstone floorplan features a spacious open-concept design with 4 bedrooms, 2.5 bathrooms, and a 2-car garage. Enjoy the convenience of a first-floor primary suite, while the upstairs loft offers the perfect space to unwind or entertain. The Grove at Stuart Crossing Premier Series offers single-family homes with open-concept floorplans in Bartow, FL. Convenient to several major highways, this community is ideal for those who commute to Lakeland, Tampa and Orlando. Residents will enjoy amazing amenities that include a resort-style pool, clubhouse, fitness center, pickleball courts, playground, dog park, and trails in a beautiful "old Florida" setting. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8490306

StatusClosed

Year Built2026

Total Rooms4

ConstructionBlock, Wood Frame

RoofShingle

FoundationSlab

FacesNorth

SubdivisionTHE GROVE AT STUART CROSSING

CountyPolk

OwnershipFee Simple

New ConstructionYes

Interior Features

InteriorOpen Floorplan

FlooringCarpet, Ceramic Tile

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer

LaundryLaundry Room

CoolingCentral Air

HeatingElectric

SecuritySmoke Detector(s)

Exterior & Lot

ExteriorSidewalk

Lot Size0.11 acres (4,800 sq ft)

Lot Dimensions40 x 120

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesUnderground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$16,367 / Monthly

Senior CommunityNo

Financial Details

List Price$350,280

Original Price$355,320

FinancingCash, Conventional, FHA, VA Loan

ZoningRES

Parcel #252932363432003330

Schools

ElementarySpessard L. Holland Elementary

MiddleBartow Middle

HighBartow High

Directions

From the Polk Parkway (FL-570) take Exit 10 and head South on US-98/Bartow Rd. Head south for 8.5 miles and turn left at the traffic light onto Ernest Smith Blvd. Turn right onto the Osprey Blvd. extension then left onto J.K. Stuart Blvd. Follow signs to sales center and model homes on Citrus Bloom Drive.

Location

2846 VIRGINIA PINE DRIVE, BARTOW, FL 33830

Listing Information

OfficeMERITAGE HOMES OF FL REALTY

ListedApril 8, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$350,280

Down Payment20% ($70,056)

Interest Rate6.75%

Loan Term

Principal & Interest$1,818

Property Tax (est.)$321

Insurance (est.)$150

Total Monthly$2,289

Full Calculator →

Nearby Schools

Elementary School

Spessard L. Holland Elementary

View on GreatSchools →

Middle School

Bartow Middle

View on GreatSchools →

High School

Bartow High

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $350,280 home in BARTOW.

🏛️

FHA Loan

$12,260 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,514 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

More Homes in Bartow

All Homes

Browse listings

Pool Homes

Bartow

New Construction

Bartow

Open Houses

Bartow

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 8, 2026.