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$325,000

7499 SAIL CLOVER LANE, ZEPHYRHILLS, FL 33540

3D Tour

Active29 days on market

Beds

Baths

Sq Ft

2,605 sq ft

Year Built

2023

Lot Size

0.18 acres

Garage

About This Property

Short Sale. Spacious 5 bedroom / 3 bathroom home with lots of room to roam! Home also includes a separate study/office/den or if you choose to have a formal Dining Room! With a bedroom and full bathroom on the first floor, this is great for multi-generational living for parents, or older children who want their own space. Kitchen includes stainless steel appliances, granite countertops, wood cabinetry and a walk-in pantry. Open floor plan is great for entertaining! The sliders from the dining area open to an expanded covered and screened lanai and fully fenced roomy backyard. The second story is complete with a bonus room, perfect for kids area, man cave or extra office space, and includes a storage closet! The oversized Primary Bedroom includes an En Suite Bathroom with dual sinks, shower, separate water closet, and walk-in closets. Three other bedrooms located on the second floor all have ceiling fans and plenty of closet space! This is the perfect home for a growing family!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8496838

StatusActive

Year Built2023

Stories2

Total Rooms10

ConstructionBlock, Stucco

RoofConcrete

FoundationSlab

FacesSouth

SubdivisionZEPHYR LAKES SUB

CountyPasco

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s)

FlooringCarpet, Ceramic Tile

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

LaundryInside, Laundry Closet, Upper Level

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System

FencingVinyl

Lot Size0.18 acres (7,776 sq ft)

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$267 / Quarterly

Senior CommunityNo

Financial Details

List Price$325,000

Original Price$425,000

Annual Taxes$10,335 (2025)

FinancingCash, Conventional, FHA, USDA Loan, VA Loan

ZoningPUD

Parcel #3525210190012000130

Schools

ElementaryWoodland Elementary-PO

MiddleCentennial Middle-PO

HighZephryhills High School-PO

Directions

Heading NORTH on 301, turn RIGHT onto Pretty Pond Rd. Turn LEFT onto Dairy Rd. Turn RIGHT onto Asher Ford, Turn RIGHT onto Sail Clover Ln. Homes is on the RIGHT.

Location

7499 SAIL CLOVER LANE, ZEPHYRHILLS, FL 33540

Listing Information

OfficeLPT REALTY, LLC

ListedJune 11, 2026

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Home Price

$325,000

Down Payment20% ($65,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,686

Property Tax (est.)$298

Insurance (est.)$150

Total Monthly$2,134

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Nearby Schools

Elementary School

Woodland Elementary-PO

View on GreatSchools →

Middle School

Centennial Middle-PO

View on GreatSchools →

High School

Zephryhills High School-PO

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $325,000 home in ZEPHYRHILLS.

🏛️

FHA Loan

$11,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 10, 2026.