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$570,000

38152 COBBLE CREEK BOULEVARD, ZEPHYRHILLS, FL 33540

3D Tour

Active71 days on market

Beds

Baths

Sq Ft

3,760 sq ft

Year Built

2023

Lot Size

0.15 acres

Garage

About This Property

Why wait to build when you can own a like-new home ready for immediate enjoyment? Located in the desirable Cobblestone community in Zephyrhills, this 5-bedroom, 5-bathroom, flex/den space, 2-car garage Mira Lago floor plan by M/I Homes offers a functional layout designed for modern living. This popular Mira Lago floor plan is especially appealing for its layout, featuring a first-floor guest suite with a private bath and a spacious upstairs primary suite, offering a DUAL-SUITE feel that works well for multigenerational living or long-term guests. The open-concept design connects the living, dining, and kitchen areas, making it ideal for both everyday use and entertaining. The gourmet kitchen features upgraded granite countertops, a large center island, a butler’s pantry, and plenty of cabinet space. Upstairs, you’ll find a spacious bonus room, 3 bedrooms, along with a well-sized primary suite with a spa-style bathroom and a screened balcony. The home sits on a conservation lot, offering added privacy and peaceful views. With upgrades already in place, this home presents a great alternative to new construction. Conveniently located near shopping, dining, schools, and major roadways for easy access to Tampa and the surrounding areas. Schedule your private showing today.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8503032

StatusActive

Year Built2023

Total Rooms7

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesEast

SubdivisionCOBBLESTONE PH 1

CountyPasco

OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments

FlooringCarpet, Ceramic Tile

AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer

LaundryInside, Laundry Room

WindowsBlinds

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorRain Gutters, Sidewalk, Sliding Doors

Lot Size0.15 acres (6,327 sq ft)

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$160 / Annually

Senior CommunityNo

Financial Details

List Price$570,000

Original Price$580,000

Annual Taxes$7,748 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningMPUD

Parcel #2126260060000001780

Schools

ElementaryChester W Taylor Elemen-PO

MiddleRaymond B Stewart Middle-PO

HighZephryhills High School-PO

Directions

301 north to right on Cobble Creek Blvd to home on right

Location

38152 COBBLE CREEK BOULEVARD, ZEPHYRHILLS, FL 33540

Listing Information

OfficeDALTON WADE INC

ListedMay 1, 2026

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Home Price

$570,000

Down Payment20% ($114,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,958

Property Tax (est.)$523

Insurance (est.)$150

Total Monthly$3,630

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Nearby Schools

Elementary School

Chester W Taylor Elemen-PO

View on GreatSchools →

Middle School

Raymond B Stewart Middle-PO

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High School

Zephryhills High School-PO

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $570,000 home in ZEPHYRHILLS.

🏛️

FHA Loan

$19,950 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.