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$139,900

38334 COTTONWOOD PLACE UNIT ., ZEPHYRHILLS, FL 33542

3D Tour

Active56 days on market

Beds

Baths

Sq Ft

1,094 sq ft

Year Built

1987

Lot Size

0.02 acres

Garage

—

About This Property

Welcome to Driftwood a 55+ Gated Community. This 2 bedroom, 2 bath home features an open floor plan with 1095 sq. ft. of living space. Driftwood community is in a central location close to Hospital, Doctors, Shopping, and Restaurants. Schedule your appointment today to check out this home!

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #TB8509232

StatusActive

Year Built1987

Stories1

Total Rooms4

ConstructionBlock

RoofShingle

FoundationSlab

FacesNorth

SubdivisionDRIFTWOOD ZEPHYRHILLS

CountyPasco

OwnershipCondominium

FurnishedPartially

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Walk-In Closet(s)

FlooringCarpet, Ceramic Tile

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

LaundryInside, Laundry Closet

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorOther

Lot Size0.02 acres (1,089 sq ft)

Lot FeaturesCity Lot, Near Public Transit

Road SurfacePaved, Asphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public

Parking

GarageNo

CarportYes

HOA & Community

HOAYes

HOA Fee$345 / Monthly

Senior CommunityYes

Financial Details

List Price$139,900

Original Price$149,900

Annual Taxes$640 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningR4

Parcel #022621021B00H000030

Directions

From 301 turn East onto County Road 54 then North on Dairy Road to Community on right, turn right on Cottonwood to address.

Location

38334 COTTONWOOD PLACE UNIT ., ZEPHYRHILLS, FL 33542

Listing Information

OfficeCENTURY 21 BILL NYE REALTY

ListedMay 15, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$139,900

Down Payment20% ($27,980)

Interest Rate6.75%

Loan Term

Principal & Interest$726

Property Tax (est.)$128

Insurance (est.)$150

Total Monthly$1,004

Full Calculator →

How to Buy This Home

Multiple financing options available for this $139,900 home in ZEPHYRHILLS.

🏛️

FHA Loan

$4,897 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 10, 2026.