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$119,900

2521 CEDAR CYPRESS COURT UNIT 101, TAMPA, FL 33618

3D Tour

Active17 days on market

Beds

Baths

Sq Ft

644 sq ft

Year Built

1976

Lot Size

0.01 acres

Garage

—

About This Property

Welcome to Whispering Oaks, a gated waterfront community located along beautiful Lake Magdalene in the heart of Carrollwood. This well-maintained first-floor 1-bedroom, 1-bath condo offers a comfortable layout and a great opportunity for a primary residence, seasonal getaway, or investment property. Inside, you'll find wood flooring in the living area, tile flooring in the kitchen and bathroom, and laminate/luxury vinyl flooring in the bedroom for easy maintenance and everyday living. The functional floor plan provides a bright and inviting living space, while the private fenced yard and patio area offer a rare outdoor space perfect for relaxing, entertaining, or enjoying a little extra privacy. Residents of Whispering Oaks enjoy access to a waterfront pool overlooking Lake Magdalene, kayak and boat storage, and beautifully maintained grounds that create a peaceful setting. The HOA includes water, sewer, trash, and exterior maintenance for added convenience. Conveniently located near shopping, dining, major roadways, and all that Carrollwood and Tampa have to offer, this condo combines affordability, location, and waterfront community living.

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #TB8510427

StatusActive

Year Built1976

Stories2

Total Rooms3

ConstructionBrick, Other

RoofOther

FoundationOther

FacesEast

SubdivisionWHISPERING OAKS

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorOther, Thermostat

FlooringCeramic Tile, Luxury Vinyl, Vinyl

AppliancesDishwasher, Range

LaundryInside

WindowsBlinds

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorOther, Private Yard, Sidewalk, Sliding Doors

Lot Size0.01 acres (601 sq ft)

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Available

Parking

GarageNo

HOA & Community

HOAYes

Senior CommunityNo

Financial Details

List Price$119,900

Original Price$124,900

Annual Taxes$1,936 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningPD

Parcel #U03281889D0000650000F.0

Schools

ElementaryLake Magdalene-HB

MiddleAdams-HB

HighChamberlain-HB

Directions

From I-275, take Fletcher Ave westbound, turn right into Whispering Oaks on Cedar Cypress Ct, and continue to Building 65. Unit 101 will be on your left.

Location

2521 CEDAR CYPRESS COURT UNIT 101, TAMPA, FL 33618

Listing Information

OfficeKELLER WILLIAMS TAMPA CENTRAL

ListedMay 22, 2026

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Home Price

$119,900

Down Payment20% ($23,980)

Interest Rate6.75%

Loan Term

Principal & Interest$622

Property Tax (est.)$110

Insurance (est.)$150

Total Monthly$882

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Nearby Schools

Elementary School

Lake Magdalene-HB

View on GreatSchools →

Middle School

Adams-HB

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High School

Chamberlain-HB

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How to Buy This Home

Multiple financing options available for this $119,900 home in TAMPA.

🏛️

FHA Loan

$4,197 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$5,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 8, 2026.