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Beds
3
Baths
2
Sq Ft
1,880 sq ft
Year Built
1968
Lot Size
0.34 acres
Garage
2
NEW PRICE!! BRING YOUR BOATS AND BRING YOUR TOYS! NO HOA or CDD, this WATERFRONT home nestled on 0.34 acres in Keene Lake Manors with LAKE ACCESS to Keene Lake in the heart of Lutz is a RARE find! With 3-bedrooms + flex room, 2 bathrooms, and a 2-car garage, this home has it all! Upon entering, light shines through the freshly painted (2026) open floor plan living, dining, and kitchen. Stepping inside your moody primary retreat, with rich plum walls and newer LVP dark wood flooring (2022), this spacious bedroom is designed to be a true escape. Fully equipped with a walk-in closet with custom shelving and its own en-suite bathroom, this is the kind of room you won’t want to leave. The kitchen boasts wood cabinets, granite countertops, an additional pantry, and newer stainless-steel appliances (oven and dishwasher 2022), all overlooking the sunroom and patio with water views. The remodeled sunroom (2023-2024) offers a speakeasy-inspired charm, with a newer, dramatic ceiling and warm lighting (2022). You’ll find it the perfect space to connect with others, get cozy with a good book, or simply watch the abundant wildlife. Bedroom three blends English library charm with newer LVP wood flooring (2022), botanical wallpaper, detailed crown molding, and a vintage-style chandelier (2024); this room is perfect for a home office, reading room, and so much more. Some additional upgrades include IMPACT WINDOWS AND DOOR THROUGHOUGHT (2020), WATER SOFTENER SYSTEM, and a NEWER SEPTIC AND DRAIN FIELD (2019). Stepping outside, the fully screened-in patio was added in 2020, overlooking your FULLY FENCED IN BACKYARD, with canal views, leading to the 30-acre and private Lake Keene. A boat dock can easily be added, with the structure there to add one. The home itself is also in Flood Zone X, so no flood insurance is required. Jen Ma Jo is a quiet, dead-end street with quick access to US 41 and I-275 heading south to Tampa. FL-54 is a short distance away, where you will find endless shopping, food, and more. This RARE gem offers country living while being close to all that Tampa has to offer. What are you waiting for? SCHEDULE TODAY!!
From Tampa, take I-275 North toward Ocala, then merge onto FL-589 North/Veterans Expressway. Exit onto FL-54 East, then head south on US-41. Turn left onto Sunset Lane, right onto Hanna Road, then left onto Jen Ma Jo Lane. The property, 1405 Jen Ma Jo Ln in Lutz, will be near the end of the street.
1405 JEN MA JO LANE, LUTZ, FL 33549
Pick a Day
Preferred Time
Home Price
$430,000
Loan Term
Multiple financing options available for this $430,000 home in LUTZ.
🏛️
$15,050 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$21,500 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 12, 2026.
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