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$415,900

18322 SWAN LAKE DRIVE, LUTZ, FL 33549

Active32 days on market

Beds

Baths

Sq Ft

1,982 sq ft

Year Built

1980

Lot Size

0.21 acres

Garage

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About This Property

Welcome to your private Oasis! Nestled on a quiet residential neighborhood of Lutz, this 3 bed/ 2bath home offers nearly 2000 sqft of flexible living space. Large family room centered around a stunning wood-burning fireplace. It also has a bonus room excellent for a home office, gym, or playroom. Master room has a walk-in closet and its own private entrance to the backyard. The screen lanai, an in-ground pool, and fully fenced backyard is perfect for families and pets to enjoy. CALL to request a showing.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8516009

StatusActive

Year Built1980

Total Rooms3

ConstructionBlock

RoofShingle

FoundationSlab

FacesEast

SubdivisionWINDEMERE UNIT II

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Thermostat

FlooringPorcelain Tile

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

LaundryIn Garage

CoolingCentral Air

HeatingCentral, Electric

FireplaceYes ()

Exterior & Lot

ExteriorPrivate Yard

FencingWood

Lot Size0.21 acres (9,000 sq ft)

Road SurfaceAsphalt

Pool & Spa

Private PoolYes

Pool FeaturesGunite, In Ground

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$415,900

Annual Taxes$3,636 (2025)

FinancingCash, Conventional, VA Loan

ZoningRSC-6

Parcel #U1827191BD00000100027.0

Directions

GOING NORTH ON FLORIDA AVE. MERGE ONTO US 41 N. TURN RIGHT ONTO SUNSET LN. TURN RIGHT ONTO SWAN LAKE DRIVE. HOUSE WILL BE ON THE RIGHT.

Location

18322 SWAN LAKE DRIVE, LUTZ, FL 33549

Listing Information

OfficeFUTURE HOME REALTY INC

ListedJune 10, 2026

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Home Price

$415,900

Down Payment20% ($83,180)

Interest Rate6.75%

Loan Term

Principal & Interest$2,158

Property Tax (est.)$381

Insurance (est.)$150

Total Monthly$2,689

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How to Buy This Home

Multiple financing options available for this $415,900 home in LUTZ.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,795 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 12, 2026.